548 Malone Cir, Florence, AL 35630 Property Records

Lauderdale County property record for 548 Malone Cir, Florence, AL 35630

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,594 sqft · built 1960
Lot Size	0.238 acres (10,400 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Oct 2025)
Tax Bill	$667 (2025)
Deeds & Mortgages	Oct 2025 Sale & Line of Credit Sep 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`24-01-02-2-003-004-000`

Property Details

APN / Parcel Number

Primary APN	`24-01-02-2-003-004-000`
Alternative APNs	`074021` `74021` `8163`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,594 sqft Living Area
1st Floor Area	1,594 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Exterior Material	Brick
Foundation Type	Retaining Wall
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,400 sqft (0.238 acres)
Lot Dimensions	130 ft deep x 80 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	74021
Street Address	548 MALONE CIR
City	FLORENCE
State	AL
Zip	35630-2368
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02
Legal Description	80 X 130 WINDSOR HGTS SD BLK 5 LOT 11
Legal Range	11W
Legal Township	03S
Legal Section	02
Legal Subdivision	WINDSOR HEIGHTS
Legal Block	5
Legal Lot Number	11
Jurisdiction	LAUDERDALE AL
Township / Civil Division	FLORENCE
Census Block Group	1
Census Block	1001
Census Tract	11000

Owner

Source: Lauderdale County records, as of November 21, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	475 FRANCIS AVE, FLORENCE, AL 35630-2310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 27, 2025	Survivorship Deed, Transfer · Line of Credit TVA COMMUNITY CU
Sep 29, 2023	Deed of Trust, Mortgage · Conventional Mortgage LISTERHILL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2025 · Amount on Record
Deed Sale	Oct 27, 2025 · Amount on Record
Deed Document Number	0202551572
Deed Book / Page	2025 / 51572
Record Updated	Jun 8, 2026

October 2025: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	LAUDERDALE AL
Recording Date	Oct 27, 2025
Property Address	548 MALONE CIR, FLORENCE, AL 35630-2368
Document Number	2025/51572
Book / Page	2025 / 51572
Map Reference	MB 3 PG 77
Instrument Date	Oct 23, 2025
Transaction Type	Transfer
Record Updated	Nov 12, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	805 EDGEWOOD DR, SHEFFIELD, AL 35660-7217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	475 FRANCIS AVE, FLORENCE, AL 35630-2310

Mortgage

Document Number	0202551574
Date	Oct 27, 2025
Instrument	2025/51574

Lender

Name	TVA COMMUNITY CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 23, 2055

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAUDERDALE AL
Property Address	548 MALONE CIR, FLORENCE, AL 35630-2368
Transaction Type	Mortgage
Record Updated	Oct 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023/41361
Date	Sep 29, 2023
Book Page	2023/41361

Lender

Name	LISTERHILL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 28, 2033

Tax Assessment & Valuation

Source: Lauderdale County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
County	Lauderdale County
Municipality	Florence City
Unified School District	Florence City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$667.00 (+7.58%) Homeowner's exemption	$14,940 (+6.87%)	$151,100 (+8.22%) Land $13,400 Building $137,700
2024	$620.00 (+13.35%) Homeowner's exemption	$13,980 (+1,298%) Land $1,120 Building $12,860	$139,620 (+11.91%) Land $11,100 Building $128,520
2023	$547.00 (-6.97%) Homeowner's exemption	$1,000 (-92.49%) Land $1,000	$124,760 (-6.27%) Land $10,000 Building $114,760
2022	$588.00 Homeowner's exemption	$13,320	$133,100 Land $11,000 Building $122,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 1, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1996–2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 99% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FLORENCE WATER DEPARTMENT serves 77,766 people · EPA ID AL0000783
Water Source	Surface water
Last State Inspection	May 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 207 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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