549 Mackey Ave, Belford, NJ 07718 Property Records

Monmouth County and Middletown Township property record for 549 Mackey Ave, Belford, NJ 07718

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,427 sqft · built 1957
Lot Size	0.263 acres (11,439 sqft)
Owner	2 Individual Names on Record
Last Sale	$182,000 (Jun 1987)
Tax Bill	$9,490 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-00666-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`32-00666-0000-00011`
Alternative APNs	`320066600011` `7315`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,427 sqft Living Area
1st Floor Area	1,427 sqft
Upper Floors Area	546 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Other
Lot Area	11,439 sqft (0.263 acres)
Lot Dimensions	143 ft deep x 80 ft wide
Parking Spaces	1 Parking Space
Porch	Open Porch
Deck Area	352 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Sewer	Connected

Location & Zoning

Account Number	7315
Street Address	549 MACKEY AVE
City	BELFORD
State	NJ
Zip	07718-1350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	ADDITIONAL LOTS: T/A:EXPIRES 12/12
Legal Block	666
Legal Lot Number	11
Jurisdiction	MONMOUTH NJ
Township / Civil Division	MIDDLETOWN
Census Block Group	1
Census Block	1005
Census Tract	800800

Owner

Source: Monmouth County and Middletown Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	549 MACKEY AVE, BELFORD, NJ 07718-1350
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 1987 · Amount on Record
Deed Sale	Jun 29, 1987 · Amount on Record
Deed Book / Page	4773 / 480
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	549 MACKEY AVE, BELFORD, NJ 07718-1350
Document Number	0000134130
Instrument Date	Oct 26, 2020
Transaction Type	Mortgage
Record Updated	Nov 26, 2020
Title Company	INSIGHT TITLE SERVICES LLC, INSIGHT TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	549 MACKEY AVE BELFORD NJ 077181350, BELFORD, NJ 07718-1350

Mortgage

Document Number	0000134130
Date	Nov 12, 2020
Book Page	009456/007645
Instrument	134130

Lender

Name	COLUMBIA BK
Type	Bank
Address	FAIR LAWN, NJ 07410

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Nov 11, 2035

Tax Assessment & Valuation

Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Middletown Township
Unified School District	Middletown Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$649,000 (+10.37%) Land $456,400 Building $192,600	$649,000 (+10.37%) Land $456,400 Building $192,600
2025	$9,490.00 (+14.17%) Veteran's exemption	$588,000 (+27.74%) Land $397,200 Building $190,800	$588,000 (+27.74%) Land $397,200 Building $190,800
2024	$8,312.00 (+4.92%)
2023		$460,300 Land $278,600 Building $181,700	$460,300 Land $278,600 Building $181,700
2022	$7,922.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2011–2023)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 55% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880