Monmouth County and Middletown Township property record for 538 Mackey Ave, Belford, NJ 07718
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,427 sqft · built 1957 |
| Lot Size | 0.258 acres (11,252 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $127,500 (Sep 1985) |
| Tax Bill | $9,390 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00664-0000-00012 |
| Primary APN | 32-00664-0000-00012 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,427 sqft Living Area |
| 1st Floor Area | 1,427 sqft |
| Upper Floors Area | 546 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 11,252 sqft (0.258 acres) |
| Lot Dimensions | 125 ft deep x 90 ft wide |
| Parking Spaces | 1 Parking Space |
| Patio Area | 308 sqft |
| Sewer | Connected |
|---|
| Account Number | 7315 |
|---|---|
| Street Address | 538 MACKEY AVE |
| City | BELFORD |
| State | NJ |
| Zip | 07718-1309 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Description | ALSO LOT 13 NIT 1A |
| Legal Subdivision | SUNRISE HILL |
| Legal Block | 664 |
| Legal Lot Number | 12 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | MIDDLETOWN |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 800800 |
538 Mackey Ave is owned and occupied by two individuals who bought it in September 1985.
Source: Monmouth County and Middletown Township records, as of July 9, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 538 MACKEY AVE, BELFORD, NJ 07718-1309 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 13, 1985 · Amount on File |
| Deed Sale | Sep 13, 1985 · Amount on File |
| Deed Book / Page | 4595 / 962 |
| Record Updated | Sep 20, 2026 |
The 2025 property tax bill for 538 Mackey Ave was $9,390, up 11.5% from the year before.
Source: Monmouth County and Middletown Township assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| County Subdivision | Middletown Township |
| Unified School District | Middletown Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $643,200 (+10.55%) Land $468,300 Building $174,900 | $643,200 (+10.55%) Land $468,300 Building $174,900 | |
| 2025 | $9,390.00 (+11.45%) | $581,800 Land $408,400 Building $173,400 | $581,800 Land $408,400 Building $173,400 |
| 2024 | $8,425.00 | ||
| 2023 | $450,900 Land $286,000 Building $164,900 | $450,900 Land $286,000 Building $164,900 | |
| 2022 | $8,021.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 538 Mackey Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2011.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2011–2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Apr 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 538 Mackey Ave is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 55% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
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