478 Jackson St, Lafayette, CO 80026 Property Records

Boulder County property record for 478 Jackson St, Lafayette, CO 80026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 4,192 sqft · built 2011
Lot Size	0.16 acres (6,967 sqft)
Owner	Company Name on Record
Last Sale	$416,000 (Nov 2011)
Tax Bill	$5,255 (2025)
Deeds & Mortgages	Mar 2026 Second Mortgage Oct 2018 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`1575-11-2-49-001`

Property Details

APN / Parcel Number

Primary APN	`1575-11-2-49-001`
Alternative APN	`R0516282`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	4,192 sqft Living Area
Gross Area	4,866 sqft
1st Floor Area	2,096 sqft
Basement Area	2,096 sqft
Finished Basement	2,096 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Architectural Style	Ranch
Exterior Material	Wood Shingle
Construction Type	Frame
Roof Material	Asphalt
Lot Area	6,967 sqft (0.16 acres)
Garage Type	Attached
Garage Area	674 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	R0516282
Street Address	478 JACKSON ST
City	LAFAYETTE
State	CO
Zip	80026-9204
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 12 COAL CREEK VILLAGE PUD FLG 3
Legal Range	69
Legal Township	1S
Legal Section	11
Legal Subdivision	COAL CREEK VILLAGE PUD FLG 3
Legal Block	12
Legal Lot Number	1
Jurisdiction	BOULDER CO
Township / Civil Division	LAFAYETTE-LOUISVILLE
Census Block Group	3
Census Block	3001
Census Tract	60801

Owner

Source: Boulder County records, as of September 18, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	478 JACKSON ST, LAFAYETTE, CO 80026-9204
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2026	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage ELEVATIONS CU
Oct 9, 2018	Deed of Trust, Mortgage · Conventional Mortgage NORTH AMERICAN SAVINGS BANK FSB
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU
Jun 25, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 31, 2020	Quit Claim Deed NOT AVAILABLE
May 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage LAW OFFICES/JOHN KENNETH PINEA
Nov 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage ELEVATIONS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 30, 2011 · Amount on Record
Deed Sale	Nov 30, 2011 · Amount on Record
Deed Document Number	20113186865
Last Transfer Date	Mar 16, 2026
Transfer Doc	0004124387
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BOULDER CO
Recording Date	Mar 23, 2026
Property Address	478 JACKSON ST, LAFAYETTE, CO 80026-9204
Document Number	0004124387
Instrument Date	Mar 16, 2026
Instrument	4124387
Transaction Type	Transfer
Record Updated	Apr 22, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	478 JACKSON ST, LAFAYETTE, CO 80026-9204

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	478 JACKSON ST, LAFAYETTE, CO 80026-9204

Mortgage

Document Number	0004124388
Date	Mar 23, 2026
Instrument	4124388

Lender

Name	ELEVATIONS CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Apr 1, 2036

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	478 JACKSON ST, LAFAYETTE, CO 80026-9204
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003680210
Date	Oct 9, 2018
Instrument	3680210

Lender

Name	NORTH AMERICAN SAVINGS BANK FSB
Type	Bank
Address	GRANDVIEW, MO 64030

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 1, 2038

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	478 JACKSON ST, LAFAYETTE, CO 80026-9204
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003842759
Date	Dec 17, 2020
Instrument	3842759

Lender

Name	ELEVATIONS CU
Type	Credit Union
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

June 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BOULDER CO
Recording Date	Jun 25, 2020
Property Address	478 JACKSON ST, LAFAYETTE, CO 80026-9204
Document Number	0003794010
Instrument Date	Jun 24, 2020
Instrument	3794010
Transaction Type	Transfer
Record Updated	Jul 24, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	478 JACKSON ST LAFAYETTE CO 800269204, LAFAYETTE, CO 80026-9204

July 2020: Quit Claim Deed

Document Type	Quit Claim Deed
Jurisdiction	BOULDER CO
Recording Date	Jul 31, 2020
Property Address	478 JACKSON ST, LAFAYETTE, CO 80026-9204
Document Number	0003803009
Instrument Date	Jun 24, 2020
Instrument	3803009
Record Updated	Aug 31, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	478 JACKSON ST LAFAYETTE CO 800269204, LAFAYETTE, CO 80026-9204

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	478 JACKSON ST, LAFAYETTE, CO 80026-9204
Document Number	0003788531
Instrument Date	May 19, 2020
Transaction Type	Mortgage
Record Updated	Jul 21, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	478 JACKSON ST LAFAYETTE CO 800269204, LAFAYETTE, CO 80026-9204

Mortgage

Document Number	0003788531
Date	Jun 3, 2020
Instrument	3788531

Lender

Name	LAW OFFICES/JOHN KENNETH PINEA
Address	2305 BROADWAY ST, BOULDER, CO 80304-4106

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate	8%

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BOULDER CO
Property Address	478 JACKSON ST, LAFAYETTE, CO 80026-9204
Document Number	0003752519
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Dec 16, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	478 JACKSON ST LAFAYETTE CO 800269204, LAFAYETTE, CO 80026-9204

Mortgage

Document Number	0003752519
Date	Dec 4, 2019
Instrument	3752519

Lender

Name	ELEVATIONS CU
Address	BOULDER, CO 80301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 3, 2049

Tax Assessment & Valuation

Source: Boulder County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Boulder County
Municipality	Lafayette City
Unified School District	Boulder Valley School District RE-2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,472 (+0.86%) Land $7,915 Building $52,557	$959,300 (-) Land $186,400 Building $772,900
2025	$5,255.00 (+2.64%)	$59,956 (-9.96%) Land $11,650 Building $48,306	$959,300 (-3.47%) Land $186,400 Building $772,900
2024	$5,120.00 (-9.14%)
2023	$5,635.00 (+18.53%)	$66,585 (+35.05%) Land $14,928 Building $51,657	$993,800 (+40.09%) Land $222,800 Building $771,000
2022	$4,754.00	$49,303 Land $10,508 Building $38,795	$709,400 Land $151,200 Building $558,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 84% of Colorado
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAFAYETTE serves 28,700 people · EPA ID CO0107473
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 2,000
LiveWireNet Fixed Wireless	250 / 100
CenturyLink DSL · Fiber in parts of the area	140 / 20

May also be available: T-Mobile, Verizon.

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