549 High St, Closter, NJ 07624 Property Records

Bergen County and Closter Borough property record for 549 High St, Closter, NJ 07624

Property Summary

Property Type	Single Family Home
Details	1,204 sqft · built 1954
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$460,000 (Mar 2021)
Tax Bill	$10,890 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-01702-0000-00016`

Property Details

APN / Parcel Number

Primary APN	`07-01702-0000-00016`
Alternative APNs	`070170200016` `106150`

Interior

Stories	1 Story
Building Area	1,204 sqft Living Area
1st Floor Area	1,204 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Construction Type	Frame
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	107 ft deep x 63 ft wide

Location & Zoning

Account Number	106150
Street Address	549 HIGH ST
City	CLOSTER
State	NJ
Zip	07624-2605
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	DISTRICTN
Legal Description	0.16 AC
Legal Block	1702
Legal Lot Number	16
Jurisdiction	BERGEN NJ
Township / Civil Division	CLOSTER
Census Block Group	3
Census Block	3021
Census Tract	7002

Owner

Source: Bergen County and Closter Borough records, as of June 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	549 HIGH ST, CLOSTER, NJ 07624-2605
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 11, 2021 · Amount on Record
Deed Sale	Mar 11, 2021 · Amount on Record
Prior Sale	Dec 17, 2007 · Amount on Record
Deed Document Number	202134888
Deed Book / Page	4009 / 95
Record Updated	Sep 20, 2026

March 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Mar 11, 2021
Property Address	549 HIGH ST, CLOSTER, NJ 07624-2605
Document Number	0040090095
Book / Page	4009 / 95
Instrument Date	Jul 31, 2020
Instrument	2021034888
Transaction Type	Transfer
Record Updated	Nov 2, 2021
Title Company	SUNNYSIDE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,791.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	549 HIGH ST, 549, CLOSTER, NJ 07624-2605

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 HIGH ST, CLOSTER, NJ 07624-2605

Mortgage

Document Number	2021034889
Date	Mar 11, 2021
Instrument	2021034889

Lender

Name	NAVY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	353 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Closter Borough
Elementary School District	Closter Borough School District (KG - 08)
Secondary School District	Northern Valley Regional School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$596,400 (+13.47%) Land $444,900 Building $151,500	$596,400 (+13.47%) Land $444,900 Building $151,500
2025	$10,890.00 (+8.08%)	$525,600 (+18.3%) Land $387,500 Building $138,100	$525,600 (+18.3%) Land $387,500 Building $138,100
2024	$10,076.00 (+5.74%)
2023		$444,300 Land $318,400 Building $125,900	$444,300 Land $318,400 Building $125,900
2022	$9,529.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force
Nearby Flood Claims	3 (2011–2021)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20