Bergen County and Closter Borough property record for 522 High St, Closter, NJ 07624
| Property Type | Single Family Home |
|---|---|
| Details | 2,088 sqft · built 1990 |
| Lot Size | 0.272 acres (11,844 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $795,000 (Mar 2020) |
| Tax Bill | $18,515 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Mar 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-01704-0000-00008 |
| Primary APN | 07-01704-0000-00008 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,088 sqft Living Area |
| 1st Floor Area | 2,088 sqft |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Construction Type | Frame |
| Lot Area | 11,844 sqft (0.272 acres) |
| Lot Dimensions | 115 ft deep x 103 ft wide |
| Account Number | 007190 |
|---|---|
| Street Address | 522 HIGH ST |
| City | CLOSTER |
| State | NJ |
| Zip | 07624-2627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | DISTRICTN |
| Legal Description | L46-48 103X115 |
| Legal Subdivision | PROPERTY/CLOSTER |
| Legal Block | 1704 |
| Legal Lot Number | 8 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CLOSTER |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 7002 |
Source: Bergen County and Closter Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 522 HIGH ST, CLOSTER, NJ 07624-2627 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NEW JERSEY LENDERS CORP |
| Mar 10, 2020 | Grant Deed, Subdivision Related Transfer · Conventional Mortgage BANK OF AMERICA |
| Mar 5, 2019 | Grant Deed, Transfer BRIDGEVIEW ABSTRACT, BRIDGEVIEW ABS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 10, 2020 · Amount on Record |
| Deed Sale | Mar 10, 2020 · Amount on Record |
| Prior Sale | Mar 5, 2019 · Amount on Record |
| Deed Document Number | 202028509 |
| Deed Book / Page | 3538 / 1112 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 522 HIGH ST, CLOSTER, NJ 07624-2627 |
| Transaction Type | Mortgage |
| Record Updated | Sep 17, 2021 |
| Title Company | CATIC TITLE INSURANCE COMPANY, CATIC TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Document Number | 0041000586 |
|---|---|
| Date | Apr 23, 2021 |
| Book Page | 4100/586 |
| Instrument | 2021063220 |
| Name | NEW JERSEY LENDERS CORP |
|---|---|
| Type | Mortgage Company |
| Address | LITTLE FALLS, NJ 07424 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 10, 2020 |
| Property Address | 522 HIGH ST, CLOSTER, NJ 07624-2627 |
| Document Number | 0035381112 |
| Book / Page | 003538 / 001112 |
| Instrument Date | Jan 29, 2020 |
| Instrument | 20028509 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jun 4, 2020 |
| Title Company | GRANDVIEW TITLE AGENCY/BERGEN CN, GRANDVIEW TITLE AGCY/BERGEN CN |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $795.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 522 HIGH ST CLOSTER NJ 076242627, CLOSTER, NJ 07624-2627 |
| Document Number | 35381118 |
|---|---|
| Date | Mar 10, 2020 |
| Book Page | 003538/001118 |
| Instrument | 20028510 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 9, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Mar 5, 2019 |
| Property Address | 522 HIGH ST, CLOSTER, NJ 07624-2627 |
| Document Number | 0031912416 |
| Book / Page | 003191 / 002416 |
| Instrument Date | Feb 28, 2019 |
| Instrument | 14573 |
| Transaction Type | Transfer |
| Record Updated | Mar 15, 2019 |
| Title Company | BRIDGEVIEW ABSTRACT, BRIDGEVIEW ABS |
| Amount | Amount Recorded |
|---|---|
| Tax | $498.02 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 114 NYC TERMINAL MARKET BRONX NY 10474, BRONX, NY 10474 |
Source: Bergen County and Closter Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Closter Borough |
| Elementary School District | Closter Borough School District (KG - 08) |
| Secondary School District | Northern Valley Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,001,200 (+12.04%) Land $500,100 Building $501,100 | $1,001,200 (+12.04%) Land $500,100 Building $501,100 | |
| 2025 | $18,515.00 (+7.12%) | $893,600 (+15.12%) Land $426,100 Building $467,500 | $893,600 (+15.12%) Land $426,100 Building $467,500 |
| 2024 | $17,285.00 (+4.4%) | ||
| 2023 | $776,200 Land $343,600 Building $432,600 | $776,200 Land $343,600 Building $432,600 | |
| 2022 | $16,556.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 3 (2011–2021) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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