Frederick County property record for 549 Garden Gate Dr, Frederick, MD 21702 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Lot Size | 6,120 sqft (0.141 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $844,304 (2026) |
| Primary APN | 02-607927 |
|---|---|
| Alternative APN |
|
| Lot Area | 6,120 sqft (0.141 acres) |
|---|
| Sewage | Municipal Sewage |
|---|
| Account Number | 607927 |
|---|---|
| Street Address | 549 GARDEN GATE DR |
| City | FREDERICK |
| State | MD |
| Zip | 21702-1769 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 8 BLOCK J 6,120 SQ FT BLOOMFIELDS |
| Legal Subdivision | BLOOMFIELDS |
| Legal Block | J |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 21, TUSCARORA |
| Census Blockgroup | 3 |
| Census Block | 3019 |
| Census Tract | 751301 |
Source: Frederick County records · APN 02-607927
Assessment roll updated August 4, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 549 GARDEN GATE DR, FREDERICK, MD 21702-1769 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 29, 2026 | Deed of Trust, Mortgage · Conventional Mortgage NVT MORTGAGE FINANCE INC |
| Apr 29, 2026 | Deed · Conventional Mortgage NVT MORTGAGE FINANCE INC |
| Dec 08, 2025 | Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 29, 2026 · Amount on Record |
| Deed Sale | Apr 29, 2026 · Amount on Record |
| Prior Sale | Dec 08, 2025 · Amount on Record |
| Deed Doc Number | 2026 |
| Deed Book / Page | 17839 / 238 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 29, 2026 |
| Property Address | 549 GARDEN GATE DR, FREDERICK, MD 21702-1769 |
| Document Number | 1783000243 |
| Book / Page | 17839 / 243 |
| Instrument Date | Apr 24, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES |
| Name | Verified Name |
|---|---|
| Relationship | 298 |
| Address | 5534 NUTWELL SUDLEY RD, DEALE, MD 20751-9629 |
| Document Number | 1783000243, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 17839/243 |
| Name | NVT MORTGAGE FINANCE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 29, 2026 |
| Property Address | 549 GARDEN GATE DR, FREDERICK, MD 21702-1769 |
| Document Number | 1783000238 |
| Book / Page | 17839 / 238 |
| Instrument Date | Apr 24, 2026 |
| Record Updated | May 11, 2026 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $852,747.04 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 549 GARDEN GATE DR, FREDERICK, MD 21702-1769 |
| Document Number | 1783000243, |
|---|---|
| Date | Apr 29, 2026 |
| Book Page | 17839/243 |
| Name | NVT MORTGAGE FINANCE INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.22% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Dec 08, 2025 |
| Property Address | 549 GARDEN GATE DR, FREDERICK, MD 21702-1769 |
| Document Number | 0176340147 |
| Book / Page | 17634 / 147 |
| Map Reference | MB 112 PG 61 |
| Instrument Date | Dec 02, 2025 |
| Transaction Type | Transfer |
| Record Updated | Dec 24, 2025 |
| Title Company | NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,997.55 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 506 MAIN ST # ST3RD, ST3RD, GAITHERSBURG, MD 20878-5768 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Severalty |
| Address | 656 QUINCE ORCHARD RD # 500, 500, GAITHERSBURG, MD 20878-1409 |
| Investor | Possibly a Property Investor |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2025 | $115,100 Land $115,100 | $115,100 Land $115,100 |
549 Garden Gate Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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