529 Garden Gate Dr, Frederick, MD 21702 Property Records

Frederick County property record for 529 Garden Gate Dr, Frederick, MD 21702

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,018 sqft · built 2024
Lot Size	0.141 acres (6,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$814,538 (Oct 2024)
Deeds & Mortgages	Apr 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-606684`

Property Details

APN / Parcel Number

Primary APN	`02-606684`
Alternative APN	`606684`

Interior

Full Baths	3 Baths
Building Area	3,018 sqft Living Area
Gross Area	3,672 sqft
1st Floor Area	2,018 sqft
Basement Area	1,000 sqft
Finished Basement	1,000 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,120 sqft (0.141 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft
Deck Area	234 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	606684
Street Address	529 GARDEN GATE DR
City	FREDERICK
State	MD
Zip	21702-1769
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK I 6,120 SQ FT BLOOMFIELDS SECTION 1 WE
Legal Subdivision	BLOOMFIELDS
Legal Block	I
Legal Lot Number	5
Jurisdiction	FREDERICK MD
Township / Civil Division	21, TUSCARORA
Census Block Group	3
Census Block	3019
Census Tract	751301

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	529 GARDEN GATE DR, FREDERICK, MD 21702-1769
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 28, 2024 · Amount on Record
Deed Sale	Oct 28, 2024 · Amount on Record
Prior Sale	Jul 10, 2024 · Amount on Record
Deed Book / Page	17087 / 337
Record Updated	Jun 8, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Recording Date	Apr 6, 2026
Property Address	529 GARDEN GATE DR, FREDERICK, MD 21702-1769
Document Number	1780000466
Book / Page	17801 / 466
Instrument Date	Mar 19, 2026
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	529 GARDEN GATE DR, FREDERICK, MD 21702-1769

Mortgage

Document Number	1780000466,
Date	Apr 6, 2026
Book Page	17801/466

Lender

Name	JUSTICE FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 4, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.5% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber	980 / 880