549 Elder Ave, Phillipsburg, NJ 08865 Property Records

Warren County and Phillipsburg Town property record for 549 Elder Ave, Phillipsburg, NJ 08865

Property Summary

Property TypeSingle Family Home
Details1,714 sqft · built 1947
Lot Size0.126 acres (5,489 sqft)
OwnerIndividual Name on Record
Last Sale$115,000 (Dec 2015)
Tax Bill$6,942 (2025)
Deeds & MortgagesAug 2022 Line of Credit
Flood ZoneZone X (minimal risk)
APN19-00609-0000-00004

Property Details

APN / Parcel Number

Primary APN19-00609-0000-00004
Alternative APNs
  • 190060900004
  • 06002530
  • 742

Interior

Stories1 Story
Building Area1,714 sqft Living Area

Exterior

Year BuiltBuilt 1947
Effective Year BuiltEffective 1947
Exterior MaterialBrick
Construction TypeBrick
Lot Area5,489 sqft (0.126 acres)
Lot Dimensions100 ft deep x 50 ft wide

Location & Zoning

Account Number742
Street Address549 ELDER AVE
CityPHILLIPSBURG
StateNJ
Zip08865-1507
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-50
Legal DescriptionADDITIONAL LOTS: 5
Legal SubdivisionTAX MAP/THE TOWN/PHILLIPSBURG
Legal Block609
Legal Lot Number4
JurisdictionWARREN NJ
Township / Civil DivisionPHILLIPSBURG
Census Block Group3
Census Block3060
Census Tract30600

Owner

Source: Warren County and Phillipsburg Town records, as of July 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address549 ELDER AVE, PHILLIPSBURG, NJ 08865-1507
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 31, 2015 · Amount on Record
Deed SaleDec 31, 2015 · Amount on Record
Prior SaleOct 14, 2014
Deed Document Number2015452471
Deed Book / Page2660 / 38
Prior Transfer DateDec 26, 2007
Prior Transfer Doc0021890070
Record UpdatedOct 29, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN NJ
Property Address549 ELDER AVE, PHILLIPSBURG, NJ 08865-1507
Transaction TypeMortgage
Record UpdatedJun 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address549 ELDER AVE, PHILLIPSBURG, NJ 08865-1507

Mortgage

Document Number007380/138
DateAug 22, 2022
Book Page7380/138
Instrument2022-581099
Lender
NamePNC BANK NA
TypeBank
AddressWILMINGTON, DE 19801
Agreement
TypeLine of Credit
AmountAmount Recorded
Term479 Months
DueJul 15, 2062
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyWarren County
MunicipalityPhillipsburg Town
Unified School DistrictPhillipsburg Town School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$148,500 (-) Land $44,000 Building $104,500$148,500 (-) Land $44,000 Building $104,500
2025$6,942.00 (+2.86%)$148,500 (-) Land $44,000 Building $104,500$148,500 (-) Land $44,000 Building $104,500
2024$6,749.00 (+9.58%)
2023$148,500 (-) Land $44,000 Building $104,500$148,500 (-) Land $44,000 Building $104,500
2022$6,159.00 (+1.84%)$148,500 Land $44,000 Building $104,500$148,500 Land $44,000 Building $104,500
2021$6,048.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (1996)
Most Recent ClaimJan 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemAQUA NJ - PHILLIPSBURG
private · serves 26,686 people · EPA ID NJ2119001
Water SourceGroundwater influenced by surface water
Last State InspectionFeb 2026
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureColiform assessment
Aug 2025
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Service Electric Cable TV
Cable
1,000 / 40
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: AT&T, T-Mobile.

Nearby Properties on Elder Ave

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