Warren County and Phillipsburg Town property record for 537 Elder Ave, Phillipsburg, NJ 08865
| Property Type | Single Family Home |
|---|---|
| Details | 1,464 sqft · built 1947 |
| Lot Size | 0.13 acres (5,663 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Nov 2015) |
| Tax Bill | $6,321 (2025) |
| Deeds & Mortgages | May 2023 Mortgage Dec 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 19-00609-0000-00009 |
| Primary APN | 19-00609-0000-00009 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,464 sqft Living Area |
| Year Built | Built 1947 |
|---|---|
| Effective Year Built | Effective 1947 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 5,663 sqft (0.13 acres) |
| Lot Dimensions | 100 ft deep x 50 ft wide |
| Account Number | 744 |
|---|---|
| Street Address | 537 ELDER AVE |
| City | PHILLIPSBURG |
| State | NJ |
| Zip | 08865-1507 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-50 |
| Legal Description | ADDITIONAL LOTS: 10 |
| Legal Subdivision | INGERSOLL HEIGHTS |
| Legal Block | 609 |
| Legal Lot Number | 9 |
| Jurisdiction | WARREN NJ |
| Township / Civil Division | PHILLIPSBURG |
| Census Block Group | 3 |
| Census Block | 3060 |
| Census Tract | 30600 |
537 Elder Ave is owned and occupied by two individuals who bought it in November 2015.
Source: Warren County and Phillipsburg Town records, as of July 7, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 537 ELDER AVE, PHILLIPSBURG, NJ 08865-1507 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 2, 2023 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 1, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2015 · Amount on File |
| Deed Sale | Nov 16, 2015 · Amount on File |
| Prior Sale | Feb 22, 2013 · Amount on File |
| Deed Document Number | 2015450378 |
| Deed Book / Page | 2650 / 336 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN NJ |
| Property Address | 537 ELDER AVE, PHILLIPSBURG, NJ 08865-1507 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 537 FLDER AVE, PHILLIPSBURG, NJ 08865 |
| Document Number | 007464/125 |
|---|---|
| Date | May 2, 2023 |
| Book Page | 7464/125 |
| Instrument | 2023-591389 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 271 Months |
| Due | Dec 1, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WARREN NJ |
| Property Address | 537 ELDER AVE, PHILLIPSBURG, NJ 08865-1507 |
| Document Number | 0000541484 |
| Instrument Date | Dec 1, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 11, 2021 |
| Title Company | INSPIRE CLOSING SERVICES LLC, INSPIRE CLOSING SVCS LLC |
| Name | Verified Name |
|---|---|
| Address | 537 ELDER AVE PHILLIPSBURG NJ 088651507, PHILLIPSBURG, NJ 08865-1507 |
| Document Number | 0000541484 |
|---|---|
| Date | Dec 9, 2020 |
| Book Page | 006989/000129 |
| Instrument | 541484 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Dec 8, 2045 |
The 2025 property tax bill for 537 Elder Ave was $6,321, up 2.9% from the year before.
Source: Warren County and Phillipsburg Town assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Warren County |
| Municipality | Phillipsburg Town |
| Unified School District | Phillipsburg Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $135,200 (-) Land $44,000 Building $91,200 | $135,200 (-) Land $44,000 Building $91,200 | |
| 2025 | $6,321.00 (+2.88%) | $135,200 Land $44,000 Building $91,200 | $135,200 Land $44,000 Building $91,200 |
| 2024 | $6,144.00 | ||
| 2023 | $135,200 Land $44,000 Building $91,200 | $135,200 Land $44,000 Building $91,200 | |
| 2022 | $5,608.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 537 Elder Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective September 29, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 1 (1996) |
| Most Recent Claim | Jan 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 537 Elder Ave is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUA NJ - PHILLIPSBURG private · serves 26,686 people · EPA ID NJ2119001 |
|---|---|
| Water Source | Groundwater influenced by surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Aug 2025 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Service Electric Cable TV Cable | 1,000 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, T-Mobile.
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