549 E Lake Dr, Largo, FL 33771 Property Records

Pinellas County property record for 549 E Lake Dr, Largo, FL 33771

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,209 sqft · built 1966
Lot Size0.175 acres (7,632 sqft)
Owner2 Individual Names on Record
Last Sale$215,000 (Dec 2017)
Tax Bill$2,433 (2025)
Deeds & MortgagesOct 2020 Mortgage
Dec 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-748-4894-6

Property Details

APN / Parcel Number

Primary APNC62-000-748-4894-6
Alternative APNs
  • 36-29-15-45504-000-2180
  • 291536455040002180
  • 152936455040002180
  • R394721

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,209 sqft Living Area
Gross Area1,880 sqft
1st Floor Area1,209 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1995
Architectural StyleCustom Design
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialConcrete
Lot Area7,632 sqft (0.175 acres)
Lot Dimensions103 ft deep x 74 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area230 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR394721
Street Address549 E LAKE DR
CityLARGO
StateFL
Zip33771-1504
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionKEENE PARK UNIT 6 LOT 218
Legal Range15E
Legal Township29S
Legal Section36
Legal SubdivisionKEENE PARK UNIT 6
Legal Tract45504
Legal Lot Number218
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group3
Census Block3046
Census Tract25407

Owner

Source: Pinellas County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address549 E LAKE DR, LARGO, FL 33771-1504
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Oct 16, 2020Deed of Trust, Mortgage · Conventional Mortgage
CHICAGO MORTGAGE SOLUTIONS CORP
Dec 22, 2017Warranty Deed, Transfer · Conventional Mortgage
NFM LNDG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 22, 2017 · Amount on Record
Deed SaleDec 22, 2017 · Amount on Record
Prior SaleAug 5, 2015 · Amount on Record
Deed Document Number2017390619
Deed Book / Page19887 / 666
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address549 E LAKE DR, LARGO, FL 33771-1504
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address549 E LAKE DR, LARGO, FL 33771-1504

Mortgage

Document Number0212112215
DateOct 16, 2020
Book Page21211/2215
Instrument2020310033
Lender
NameCHICAGO MORTGAGE SOLUTIONS CORP
TypeMortgage Company
AddressDES PLAINES, IL 60018
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 1, 2035

December 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPINELLAS FL
Recording DateDec 22, 2017
Property Address549 E LAKE DR, LARGO, FL 33771-1504
Document Number0198870666
Book / Page019887 / 000666
Instrument DateDec 15, 2017
Instrument390619
Transaction TypeTransfer
Record UpdatedJan 16, 2018
Title CompanySPL INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,505.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address549 E LAKE DR LARGO FL 337711504, LARGO, FL 33771-1504

Mortgage

Document Number198870668
DateDec 22, 2017
Book Page019887/000668
Instrument390620
Lender
NameNFM LNDG
AddressLINTHICUM, MD 21090
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 21, 2047

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,433.00 (+8.47%) Homeowner's exemption$170,387 (+5.99%)$337,897 (+10.73%) Land $120,714 Building $217,183
2023$2,243.00 (+3.51%) Homeowner's exemption$160,762 (+3%)$305,159 (+18.23%) Land $146,919 Building $158,240
2022$2,167.00 Homeowner's exemption$156,080$258,099 Land $139,729 Building $118,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 322 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies322 in force
Nearby Flood Claims234 (1979–2026)
Claims Outside the SFHA12 of 234
Most Recent ClaimAug 2026 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 7 claims
  • Hurricane Helene, Sep 2024 · 157 claims
  • Hurricane Elena, Aug 1985 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Frontier, Verizon.

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