Pinellas County property record for 540 E Lake Dr, Largo, FL 33771
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,161 sqft · built 1967 |
| Lot Size | 0.161 acres (7,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $139,900 (Oct 2014) |
| Tax Bill | $1,683 (2025) |
| Deeds & Mortgages | Jul 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | C62-000-748-4880-5 |
| Primary APN | C62-000-748-4880-5 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,161 sqft Living Area |
| Gross Area | 1,609 sqft |
| 1st Floor Area | 1,161 sqft |
| Flooring | Carpet |
| Interior Walls | Composition |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Custom Design |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Concrete |
| Lot Area | 7,000 sqft (0.161 acres) |
| Lot Dimensions | 100 ft deep x 70 ft wide |
| Garage Type | Attached |
| Garage Area | 308 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Patio |
| Porch Area | 140 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | R394707 |
|---|---|
| Street Address | 540 E LAKE DR |
| City | LARGO |
| State | FL |
| Zip | 33771-1505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | KEENE PARK UNIT 6 LOT 204 |
| Legal Range | 15E |
| Legal Township | 29S |
| Legal Section | 36 |
| Legal Subdivision | KEENE PARK UNIT 6 |
| Legal Tract | 45504 |
| Legal Lot Number | 204 |
| Jurisdiction | PINELLAS FL |
| Township / Civil Division | CLEARWATER |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 25407 |
540 E Lake Dr is owned and occupied by an individual who bought it in October 2014.
Source: Pinellas County records, as of September 10, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 540 E LAKE DR, LARGO, FL 33771-1505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 1, 2014 · Amount on File |
| Deed Sale | Oct 1, 2014 · Amount on File |
| Deed Document Number | 2014273476 |
| Deed Book / Page | 18543 / 1252 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PINELLAS FL |
| Property Address | 540 E LAKE DR, LARGO, FL 33771-1505 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0196902398 |
|---|---|
| Date | Jul 5, 2017 |
| Book Page | 19690/2398 |
| Instrument | 2017207036 |
| Name | NEW PENN FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | PLYMOUTH MEETING, PA 19462 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jul 1, 2037 |
The 2025 property tax bill for 540 E Lake Dr was $1,683 with a homeowner's exemption.
Source: Pinellas County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Pinellas County |
| Municipality | Largo City |
| Unified School District | Pinellas County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,683.00 Homeowner's exemption | $130,857 | $252,605 Land $111,217 Building $141,388 |
| 2023 | $1,537.00 (+3.99%) Homeowner's exemption | $123,465 (+3%) | $239,263 (+18.76%) Land $130,303 Building $108,960 |
| 2022 | $1,478.00 Homeowner's exemption | $119,869 | $201,470 Land $121,262 Building $80,208 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 540 E Lake Dr in Zone X, an area of minimal flood risk, though there have been 234 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 322 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 322 in force |
| Nearby Flood Claims | 234 (1979–2026) |
| Claims Outside the SFHA | 12 of 234 |
| Most Recent Claim | Aug 2026 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 540 E Lake Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2020) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 17 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 531 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Frontier, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures