549 E Bay St, Charleston, SC 29403 Property Records

Charleston County property record for 549 E Bay St, Charleston, SC 29403

Property Summary

Property Type	Commercial
Details	6,400 sqft · built 1978
Lot Size	0.73 acres (31,799 sqft)
Owner	Company Name on File
Last Sale	$3,025,000 (Apr 2013)
Tax Bill	$70,425 (2025)
Flood Zone	Zone AE (high risk)
APN	`459-09-04-073`

Property Details

APN / Parcel Number

Primary APN	`459-09-04-073`

Interior

Stories	1 Story
Building Area	6,400 sqft Finished Area
1st Floor Area	6,400 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	31,799 sqft (0.73 acres)
Lot Dimensions	196 ft deep x 166 ft wide
Terrain	High
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	549 E BAY ST
City	CHARLESTON
State	SC
Zip	29403-6338
Property Category	Commercial
Property Type	Commercial > Retail
Legal Description	MAPPLATB L13 MAPPLATP 0143 SUBDIVISIONNAME CHARLESTON
Legal Subdivision	BOUNDARY SURVEY FOR 549 EAST BAY STREET
Jurisdiction	CHARLESTON SC
Township / Civil Division	CHARLESTON CENTRAL
Census Block Group	1
Census Block	1007
Census Tract	5100

Owner

549 E Bay St, a commercial property, is owned by a company that bought it in April 2013.

Source: Charleston County records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	12 MURRAY BLVD, CHARLESTON, SC 29401-2312
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2013 · Amount on File
Deed Sale	Apr 18, 2013 · Amount on File
Prior Sale	Sep 20, 2010 · Amount on File
Deed Book / Page	324 / 787
Record Updated	Oct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 549 E Bay St was $70,425, up 11.2% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Charleston County
Municipality	Charleston City
Unified School District	Charleston County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$70,425.00 (+11.16%)	$4,000,562 (+1,816.71%) Land $3,621,362 Building $379,200	$6,739,000 Land $6,359,800 Building $379,200
2024	$63,352.00	$208,720
2022	$57,867.00	$208,720	$3,860,205 Land $3,020,905 Building $839,300
2020			$3,860,205 Land $3,020,905 Building $839,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 549 E Bay St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 292 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	967 units insured incl. 675 condo units
Nearby Flood Claims	55 (1982–2023)
Claims Outside the SFHA	2 of 55
Most Recent Claim	Dec 2023 · alluvial fan flooding
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Severe Storms And Flooding, Oct 2015 · 4 claims Hurricane Hugo, Sep 1989 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 549 E Bay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON WATER SYSTEM serves 278,771 people · EPA ID SC1010001
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20