518 E Bay St, Charleston, SC 29403 Property Records

Charleston County property record for 518 E Bay St, Charleston, SC 29403

Property Summary

Property TypeCommercial Vacant Land
Details16,071 sqft · built 1958
Lot Size0.35 acres (15,246 sqft)
OwnerCompany Name on File
Last Sale$4,250,000 (Dec 2021)
Tax Bill$41,524 (2025)
Deeds & MortgagesApr 2022 Sale
Dec 2021 Sale & Construction Loan
Flood ZoneZone AE (high risk)
APN459-13-02-011

Property Details

APN / Parcel Number

Primary APN459-13-02-011

Interior

Stories1 Story
Building Area16,071 sqft Building Perimeter
1st Floor Area16,071 sqft
Overhead DoorOverhead Door

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 1958
Lot Area15,246 sqft (0.35 acres)

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemSpace Heater

Location & Zoning

Street Address518 E BAY ST
CityCHARLESTON
StateSC
Zip29403-6337
Property CategoryCommercial
Property TypeVacant Land > Commercial
Legal DescriptionMAPPLATB L22 MAPPLATP 0153 SUBDIVISIONNAME CITY OF CHARLESTON
Legal SubdivisionWASHINGTON
JurisdictionCHARLESTON SC
Township / Civil DivisionCHARLESTON CENTRAL
Census Block Group1
Census Block1009
Census Tract900

Owner

518 E Bay St, commercial vacant land, is owned by a company that bought it in December 2021.

Source: Charleston County records, as of September 23, 2026

Owner of RecordCompany Name on File
Mailing AddressPO BOX 703, CHARLESTON, SC 29402-0703
Owner TypeCompany
VestingPartnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2022Limited Warranty Deed, Transfer
Dec 22, 2021Limited Warranty Deed, Construction Loan · Construction Mortgage
FIRSTRUST BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 22, 2021 · Amount on File
Deed SaleDec 22, 2021 · Amount on File
Deed Book / Page1062 / 941
Prior Transfer DateJun 27, 2001
Prior Transfer DocW376/0599
Record UpdatedOct 29, 2026

April 2022: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionCHARLESTON SC
Recording DateApr 25, 2022
Property Address518 E BAY ST, CHARLESTON, SC 29403-6337
Document Number0011030639
Book / Page1103 / 639
Map ReferenceMB L22 PG 153
Instrument DateApr 22, 2022
Transaction TypeTransfer
Record UpdatedJul 19, 2022

Transaction

AmountAmount on Record
Tax$3,081.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 703, CHARLESTON, SC 29402-0703

December 2021: Limited Warranty Deed, Construction Loan

Document TypeLimited Warranty Deed
JurisdictionCHARLESTON SC
Recording DateDec 22, 2021
Property Address518 E BAY ST, CHARLESTON, SC 29403-6337
Document Number0010620941
Book / Page1062 / 941
Map ReferenceMB V PG 120
Instrument DateDec 21, 2021
Transaction TypeConstruction Loan
Record UpdatedFeb 26, 2024

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$11,050.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address198 E BAY ST STE 300, 300, CHARLESTON, SC 29401-2646

Mortgage

Document Number0001062944
DateDec 22, 2021
Instrument1062/944
Lender
NameFIRSTRUST BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 518 E Bay St was $41,524, up 6.6% from the year before.

Source: Charleston County assessment roll, as of August 1, 2025

Property Jurisdictions

TypeName
StateSouth Carolina
CountyCharleston County
MunicipalityCharleston City
Unified School DistrictCharleston County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$41,524.00 (+6.56%)$2,507,000 (+1,816.67%) Land $2,507,000$3,005,600 Land $3,005,600
2024$38,969.00$130,800
2022$50,588.00$191,250$4,250,000 Land $4,249,800 Building $200
2020$2,180,000 Land $2,180,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 518 E Bay St in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation11.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on File
median of 80 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies80 in force
Nearby Flood Claims37 (1989–2024)
Claims Outside the SFHA3 of 37
Most Recent ClaimJan 2024 · rainfall accumulation
Claims by Event
  • Hurricane Irma, Sep 2017 · 5 claims
  • Severe Storms And Flooding, Oct 2015 · 5 claims
  • Hurricane Hugo, Sep 1989 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 518 E Bay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLESTON WATER SYSTEM
serves 278,771 people · EPA ID SC1010001
Water SourceSurface water
Last State InspectionFeb 2024
Lead4 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2025
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 501 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber, Fixed Wireless in parts of the area
100 / 20

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