549 E 16th St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 549 E 16th St, San Bernardino, CA 92404

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 883 sqft · built 1949
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on File
Last Sale$375,000 (Sep 2021)
Tax Bill$5,128 (2025)
Deeds & MortgagesApr 2026 Mortgage
Jul 2026 Sale
+ 1 more
Flood ZoneZone X (moderate risk)
APN0147-071-09-0000

Property Details

APN / Parcel Number

Primary APN0147-071-09-0000

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area883 sqft Living Area
1st Floor Area883 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleConventional
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area7,500 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide
View / LotAverage
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchPatio/Porch
Porch Area60 sqft
Patio Area51 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address549 E 16TH ST
CitySAN BERNARDINO
StateCA
Zip92404-5103
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionTRACT 3299 LOT 20 KENWOOD TERRACE
Legal SubdivisionKENWOOD TERRACE
Legal Tract3299
Legal Block2
Legal Lot Number20
JurisdictionSAN BERNARDINO CA
Township / Civil DivisionSAN BERNARDINO
Census Block Group2
Census Block2007
Census Tract6301

Owner

549 E 16th St is owned and occupied by an individual who bought it in September 2021.

Source: San Bernardino County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address549 E 16TH ST, SAN BERNARDINO, CA 92404-5103
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

DateDocument
Apr 20, 2026Deed of Trust, Mortgage · FHA Mortgage
SERVICELINK
Jul 8, 2026Deed, Transfer
NONE LISTED ON DOCUMENT
Sep 24, 2021Grant Deed, Transfer · FHA Mortgage
CALIBER HOME LOANS INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 24, 2021 · Amount on File
Deed SaleSep 24, 2021 · Amount on File
Prior SaleSep 22, 2015 · Amount on File
Deed Document Number2021436439
Prior Transfer DateApr 24, 2015
Prior Transfer Doc0000184943
Record UpdatedOct 29, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN BERNARDINO CA
Recording DateApr 20, 2026
Property Address549 E 16TH ST, SAN BERNARDINO, CA 92404-5103
Document Number0000100513
Instrument DateApr 8, 2026
Instrument2026100513
Transaction TypeMortgage
Record UpdatedJul 28, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address549 E 16TH ST, SAN BERNARDINO, CA 92404-5103

Mortgage

Document Number0000100513,
DateApr 20, 2026
Instrument2026100513
Lender
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term306 Months
DueOct 1, 2051
Interest
Rate6.11%
Max Rate-1%

July 2026: Deed, Transfer

Document TypeDeed
JurisdictionSAN BERNARDINO CA
Recording DateJul 8, 2026
Property Address549 E 16TH ST, SAN BERNARDINO, CA 92404-5103
Document Number0000174299
Instrument DateApr 25, 2025
Instrument2026174299
Transaction TypeTransfer
Record UpdatedAug 31, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address549 E 16TH ST, SAN BERNARDINO, CA 92404-5103

September 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN BERNARDINO CA
Recording DateSep 24, 2021
Property Address549 E 16TH ST, SAN BERNARDINO, CA 92404-5103
Document Number0000436439
Map ReferenceMB 44 PG 23
Instrument DateAug 19, 2021
Instrument2021-0436439
Transaction TypeTransfer
Record UpdatedOct 6, 2021
Title CompanyFIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE IE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address549 E 16TH ST, SAN BERNARDINO, CA 92404-5103

Mortgage

Document Number0000436440
DateSep 24, 2021
Instrument2021-0436440
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 549 E 16th St was $5,128.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Bernardino County
MunicipalitySan Bernardino City
Unified School DistrictSan Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$405,912 (+2%) Land $121,774 Building $284,138
2025$5,128.00$397,953 Land $119,386 Building $278,567
2023$5,170.00 (+5.36%)$382,500 Land $114,750 Building $267,750
2022$4,907.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 549 E 16th St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 549 E 16th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSAN BERNARDINO CITY
serves 214,665 people · EPA ID CA3610039
Water SourceGroundwater
Last State InspectionJul 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 607 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000

May also be available: GeoLinks, T-Mobile, Verizon.

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