546 E 16th St, San Bernardino, CA 92404 Property Records

San Bernardino County property record for 546 E 16th St, San Bernardino, CA 92404

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,247 sqft · built 1953
Lot Size	0.134 acres (5,830 sqft)
Owner	2 Individual Names on File
Last Sale	$275,000 (Oct 2019)
Tax Bill	$3,922 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2019 Transfer + 1 more
Flood Zone	Zone X (moderate risk)
APN	`0147-053-18-0000`

Property Details

APN / Parcel Number

Primary APN	`0147-053-18-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,247 sqft Living Area
1st Floor Area	1,247 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1953
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	5,830 sqft (0.134 acres)
Lot Dimensions	110 ft deep x 53 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	176 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	546 E 16TH ST
City	SAN BERNARDINO
State	CA
Zip	92404-5104
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	R S B PTN LOTS 2 AND 3 BLK 40 COM ON N LI 16TH ST 52 FT W OF SW COR LOT 9 TR 3660 TH W 53 FT TH N 110 FT TH E 53 FT M/L TO A PT 52 FT W OF NW COR SD LOT 9 TR 3660 TH S 110 FT TO POB
Legal Subdivision	RANCHO SAN BERNARDINO
Legal Tract	3660
Legal Block	40
Legal Lot Number	2,3
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2006
Census Tract	6301

Owner

546 E 16th St is owned and occupied by two individuals who bought it in October 2019.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	546 E 16TH ST, SAN BERNARDINO, CA 92404-5104
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 15, 2019	Affidavit of Death, Transfer LAWYERS TITLE
Oct 15, 2019	Grant Deed, Transfer · FHA Mortgage OCMBC INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 15, 2019 · Amount on File
Deed Sale	Oct 15, 2019 · Amount on File
Deed Document Number	2019369787
Prior Transfer Date	Jan 29, 2007
Prior Transfer Doc	0000089224
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	546 E 16TH ST, SAN BERNARDINO, CA 92404-5104
Transaction Type	Mortgage
Record Updated	Jul 2, 2021
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	546 E 16TH ST, SAN BERNARDINO, CA 92404-5104

Mortgage

Document Number	0000280192
Date	Jun 21, 2021
Instrument	2021-0280192

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

October 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 15, 2019
Property Address	546 E 16TH ST, SAN BERNARDINO, CA 92404-5104
Document Number	0000369785
Instrument Date	Sep 12, 2019
Instrument	369785
Transaction Type	Transfer
Record Updated	Oct 24, 2019
Title Company	LAWYERS TITLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5952 LITTLEFIELD DR HUNTINGTON BEACH CA 926481034, HUNTINGTON BEACH, CA 92648-1034

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 15, 2019
Property Address	546 E 16TH ST, SAN BERNARDINO, CA 92404-5104
Document Number	0000369787
Map Reference	MB 7 PG 2
Instrument Date	Sep 4, 2019
Instrument	2019-0369787
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	LAWYERS TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	546 E 16TH ST, SAN BERNARDINO, CA 92404-5104

Mortgage

Document Number	0000369788
Date	Oct 15, 2019
Instrument	2019-0369788

Lender

Name	OCMBC INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

Mortgage

Document Number	0000369790
Date	Oct 15, 2019
Instrument	2019-0369790

Lender

Name	OCMBC INC
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 546 E 16th St was $3,922.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	San Bernardino City
Unified School District	San Bernardino City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$306,768 (+2%) Land $92,588 Building $214,180
2025	$3,922.00	$300,753 Land $90,773 Building $209,980
2023	$3,744.00 (-0.19%)	$289,074 Land $87,248 Building $201,826
2022	$3,751.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 546 E 16th St in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 546 E 16th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN BERNARDINO CITY serves 214,665 people · EPA ID CA3610039
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks, T-Mobile.

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