549 Doc Howell Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 549 Doc Howell Rd, Spruce Pine, NC 28777

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 912 sqft · built 1961
Lot Size	2.16 acres (94,090 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Dec 2023)
Tax Bill	$1,208 (2025)
Deeds & Mortgages	Dec 2023 Sale & Mortgage Nov 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0788-00-23-5202`

Property Details

APN / Parcel Number

Primary APN	`0788-00-23-5202`
Alternative APNs	`2025112000` `002025112` `555785280`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	912 sqft Living Area

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Construction Type	Wood
Lot Area	94,090 sqft (2.16 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Account Number	555785280
Street Address	549 DOC HOWELL RD
City	SPRUCE PINE
State	NC
Zip	28777
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1103 DR HOWELL ROAD
Legal Tract	1
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	2
Census Block	2021
Census Tract	950400

Owner

Source: Mitchell County records · APN 0788-00-23-5202

Assessment roll updated October 17, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	6045 E FANGIO PL, TUCSON, AZ 85750-1076
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Dec 28, 2023	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Nov 01, 2019	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 28, 2023 · Amount on Record
Deed Sale	Dec 28, 2023 · Amount on Record
Prior Sale	Apr 30, 2008 · Amount on Record
Deed Document Number	20232518
Deed Book / Page	664 / 688
Prior Transfer Date	Oct 27, 2006
Prior Transfer Doc	447/306
Record Updated	Jun 08, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MITCHELL NC
Recording Date	Dec 28, 2023
Property Address	549 DOC HOWELL RD, SPRUCE PINE, NC 28777
Document Number	000664/688
Book / Page	664 / 688
Map Reference	MB 3 PG 152
Instrument Date	Dec 12, 2023
Instrument	2023002518
Transaction Type	Transfer
Record Updated	Jan 15, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$500.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	6045 E FANGIO PL, TUCSON, AZ 85750-1076

Mortgage

Document Number	2023002519
Date	Dec 28, 2023
Instrument	2023002519

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2054

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	549 DOC HOWELL RD, SPRUCE PINE, NC 28777
Transaction Type	Mortgage
Record Updated	Feb 05, 2021
Title Company	TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	607/284
Date	Nov 01, 2019
Book Page	607/284
Instrument	2019001955

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Nov 19, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mitchell County records · Assessment roll updated October 17, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,208.00 (+1.6%)	$188,800 (-) Land $33,600 Building $155,200
2023	$1,189.00	$188,800 Land $33,600 Building $155,200	$188,800 Land $33,600 Building $155,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 2, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 74% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Zito West Holding Fiber · Cable in parts of the area	1,000 / 1,000

Based on FCC filings for 19 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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