211 Doc Howell Rd, Spruce Pine, NC 28777 Property Records

Mitchell County property record for 211 Doc Howell Rd, Spruce Pine, NC 28777

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,192 sqft · built 1969
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on Record
Last Sale	$15,000 (Oct 2013)
Tax Bill	$1,206 (2025)
Deeds & Mortgages	Feb 2018 Construction Loan May 2020 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`0788-00-11-9777`

Property Details

APN / Parcel Number

Primary APN	`0788-00-11-9777`
Alternative APN	`555637757`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,192 sqft Living Area

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Construction Type	Wood
Lot Area	30,056 sqft (0.69 acres)

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Account Number	555637757
Street Address	211 DOC HOWELL RD
City	SPRUCE PINE
State	NC
Zip	28777-6443
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1103
Legal Subdivision	JOHN R YORK JR
Jurisdiction	MITCHELL NC
Township / Civil Division	GRASSY CREEK
Census Block Group	2
Census Block	2027
Census Tract	950400

Owner

Source: Mitchell County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	211 DOC HOWELL RD, SPRUCE PINE, NC 28777-6443
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2018	Deed of Trust, Mortgage · Construction Mortgage UNITED COMMUNITY BANK
May 1, 2020	Deed of Trust, Mortgage · Line of Credit UNITED COMMUNITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 4, 2013 · Amount on Record
Deed Sale	Oct 4, 2013 · Amount on Record
Prior Sale	Jan 22, 2013 · Amount on Record
Deed Book / Page	541 / 667
Last Transfer Date	Nov 26, 2013
Transfer Doc	543/353
Record Updated	Jun 8, 2026

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	211 DOC HOWELL RD, SPRUCE PINE, NC 28777-6443
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	588/090
Date	Feb 2, 2018
Book Page	588/090
Instrument	2018000187

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	SPRUCE PINE, NC 28777

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	11 Months
Due	Jan 4, 2019

Interest

Rate Type	Adjustable Rate

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MITCHELL NC
Property Address	211 DOC HOWELL RD, SPRUCE PINE, NC 28777-6443
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	613/118
Date	May 1, 2020
Book Page	613/118
Instrument	2020000690

Lender

Name	UNITED COMMUNITY BANK
Type	Bank
Address	SPRUCE PINE, NC 28777

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Apr 10, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Mitchell County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Mitchell County
Unified School District	Mitchell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,206.00 (+1.6%)	$188,500 (-) Land $20,300 Building $168,200
2023	$1,187.00	$188,500 Land $20,300 Building $168,200	$188,500 Land $20,300 Building $168,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 80% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zito Media Fiber · Cable	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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