549 Clover Ln, Griffith, IN 46319 Property Records

Lake County property record for 549 Clover Ln, Griffith, IN 46319

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,640 sqft · built 2016
Lot Size	0.087 acres (3,790 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,766 (2024)
Deeds & Mortgages	Nov 2022 Mortgage Oct 2022 Re-recorded Document + 4 more
Flood Zone	Zone X (moderate risk)
APN	`009-39-51-0062-0041`

Property Details

APN / Parcel Number

Primary APN	`009-39-51-0062-0041`
Alternative APN	`45-11-11-279-005.000-033`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	1,640 sqft Living Area
Gross Area	2,040 sqft
1st Floor Area	1,640 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Architectural Style	Row Home
Construction Type	Masonry / Concrete Block
Roof Material	Other
Lot Area	3,790 sqft (0.087 acres)
Lot Dimensions	97 ft deep x 39 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	549 CLOVER LN
City	GRIFFITH
State	IN
Zip	46319-3468
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	TRAIL CREEK UNIT ONE PT. OF SWLY 38.92FT OF LOT 46
Legal Subdivision	TRAIL CREEK UNIT ONE
Legal Lot Number	46
Jurisdiction	LAKE IN
Township / Civil Division	ST. JOHN
Census Block Group	4
Census Block	4007
Census Tract	42602

Owner

Source: Lake County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	549 CLOVER LN, GRIFFITH, IN 46319-3468
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP
Oct 27, 2022	Re-recorded Document COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY
Oct 19, 2022	Special Warranty Deed, Transfer · FHA Mortgage FIRST CENTENNIAL MORTGAGE CORP
Oct 27, 2022	Re-recorded Document COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY
Oct 19, 2022	Warranty Deed, Transfer · Stand-Alone Second Mortgage INDIANA HOUSING & COMMUNITY DEVELOPMENT
Jun 1, 2020	Warranty Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 27, 2022
Deed Sale	Oct 27, 2022
Prior Sale	Oct 27, 2022
Deed Document Number	2022543746
Record Updated	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAKE IN
Property Address	549 CLOVER LN, GRIFFITH, IN 46319-3468
Transaction Type	Mortgage
Record Updated	Nov 7, 2023
Title Company	COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044307
Date	Nov 1, 2022
Instrument	2022-544307

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company
Address	CHICAGO, IL 60606

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2052

October 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	LAKE IN
Recording Date	Oct 27, 2022
Property Address	549 CLOVER LN, GRIFFITH, IN 46319-3468
Document Number	0000043746
Map Reference	DOC 2007-015632
Instrument Date	Oct 13, 2022
Instrument	2022-543746
Record Updated	Nov 7, 2023
Title Company	COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	549 CLOVER LN, GRIFFITH, IN 46319-3468

October 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Oct 19, 2022
Property Address	549 CLOVER LN, GRIFFITH, IN 46319-3468
Document Number	0000042565
Instrument Date	Oct 3, 2022
Instrument	2022-542565
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	549 CLOVER LN, GRIFFITH, IN 46319-3468

Mortgage

Document Number	0000042567
Date	Oct 19, 2022
Instrument	2022-542567

Lender

Name	FIRST CENTENNIAL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

October 2022: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	LAKE IN
Recording Date	Oct 27, 2022
Property Address	549 CLOVER LN, GRIFFITH, IN 46319-3468
Document Number	0000043745
Instrument Date	Sep 22, 2022
Instrument	2022-543745
Record Updated	Nov 7, 2023
Title Company	COMMUNITIES TITLE COMPANY, COMMUNITY TITLE COMPANY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2707 N 118TH ST, OMAHA, NE 68164-9672
Investor	Possibly a Property Investor

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Oct 19, 2022
Property Address	549 CLOVER LN, GRIFFITH, IN 46319-3468
Document Number	0000042566
Instrument Date	Sep 22, 2022
Instrument	2022-542566
Transaction Type	Transfer
Record Updated	Nov 7, 2023
Title Company	COMMUNITY TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2707 N 118TH ST, OMAHA, NE 68164-9672
Investor	Possibly a Property Investor

Mortgage

Document Number	0000042568
Date	Oct 19, 2022
Instrument	2022-542568

Lender

Name	INDIANA HOUSING & COMMUNITY DEVELOPMENT
Type	Government Agency
Address	GRIFFITH, IN 46319

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAKE IN
Recording Date	Jun 1, 2020
Property Address	549 CLOVER LN, GRIFFITH, IN 46319-3468
Document Number	0000031710
Instrument Date	May 7, 2020
Instrument	31710
Transaction Type	Transfer
Record Updated	Jun 30, 2020
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 CLOVER LN GRIFFITH IN 463193468, GRIFFITH, IN 46319-3468

Mortgage

Document Number	31711
Date	Jun 1, 2020
Instrument	31711

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount Recorded
Term	180 Months
Due	May 31, 2035

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Lake County
County Subdivision	St. John Township
Municipality	Griffith Town
Unified School District	Lake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$266,000 (+8.48%) Land $31,600 Building $234,400	$266,000 (+8.48%) Land $31,600 Building $234,400
2024	$2,766.00 (+2.94%)
2023		$245,200 (+7.88%) Land $31,600 Building $213,600	$245,200 (+7.88%) Land $31,600 Building $213,600
2022	$2,687.00 (-0.92%) Homeowner's exemption	$227,300 Land $31,600 Building $195,700	$227,300 Land $31,600 Building $195,700
2021	$2,712.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 99.5% of Indiana
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCHERERVILLE WATER DEPARTMENT serves 30,000 people · EPA ID IN5245041
Water Source	Purchased surface water from INDIANA AMERICAN WATER - NORTHWEST
Last State Inspection	Jul 2024
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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