545 Clover Ln, Griffith, IN 46319 Property Records

Lake County property record for 545 Clover Ln, Griffith, IN 46319

Property Summary

Property TypeRow House
Details2 bd · 2 ba · 1,640 sqft · built 2016
Lot Size0.092 acres (4,008 sqft)
OwnerIndividual Name on File
Tax Bill$2,751 (2024)
Deeds & MortgagesMar 2021 Mortgage
Mar 2019 Mortgage
+ 1 more
Flood ZoneZone X (moderate risk)
APN009-39-51-0062-0079

Property Details

APN / Parcel Number

Primary APN009-39-51-0062-0079
Alternative APN
  • 45-11-11-279-017.000-033

Interior

Bedrooms2 Beds
Full Baths2 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Stories2 Stories
Building Area1,640 sqft Living Area

Exterior

Year BuiltBuilt 2016
Construction TypeMasonry / Concrete Block
Roof MaterialOther
Lot Area4,008 sqft (0.092 acres)
Lot Dimensions95 ft deep x 42 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
Shed1 Shed
Shed Area96 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number009-39-51-0062-0079
Street Address545 CLOVER LN
CityGRIFFITH
StateIN
Zip46319-3468
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Row House
Local Zoning CodeR3
Legal DescriptionTRAIL CREEK UNIT ONE LOT 45 EX. SW'LY 43.54FT.
Legal SubdivisionTRAIL CREEK
Legal Lot Number45 545
JurisdictionLAKE IN
Township / Civil DivisionST. JOHN
Census Block Group4
Census Block4007
Census Tract42602

Owner

Source: Lake County records · APN 009-39-51-0062-0079

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address545 CLOVER LN, GRIFFITH, IN 46319-3468
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 17, 2021Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Mar 05, 2019Warranty Deed, Transfer · Conventional Mortgage
UNIVERSITY LENDING GROUP LLC
Jan 18, 2017Warranty Deed, Subdivision Related Transfer
UNION HM MTG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 05, 2019
Deed SaleMar 05, 2019
Prior SaleJun 06, 2016
Deed Document Number2019 013255
Record UpdatedJun 08, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE IN
Property Address545 CLOVER LN, GRIFFITH, IN 46319-3468
Transaction TypeMortgage
Record UpdatedNov 07, 2023
Title CompanyMORTGAGE CONNECT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024154
DateMar 17, 2021
Instrument2021-024154
Lender
NameWELLS FARGO BANK NA
TypeBank
Address57140
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term355 Months
DueOct 01, 2050

March 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateMar 05, 2019
Property Address545 CLOVER LN, GRIFFITH, IN 46319-3468
Document Number0000013255
Map ReferenceMB 100 PG 99
Instrument DateMar 01, 2019
Instrument2019 013255
Transaction TypeTransfer
Record UpdatedDec 30, 2021
Title CompanyFIDELITY NATIONAL TITLE CO

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address545 CLOVER LN, GRIFFITH, IN 46319-3468

Mortgage

Document Number0000013256
DateMar 05, 2019
Instrument2019 013256
Lender
NameUNIVERSITY LENDING GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2049

January 2017: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLAKE IN
Recording DateJan 18, 2017
Property Address545 CLOVER LN, GRIFFITH, IN 46319-3468
Document Number0000003402
Instrument DateJan 11, 2017
Instrument3402
Transaction TypeSubdivision Related Transfer
Record UpdatedDec 11, 2020
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address543 CLOVER LN GRIFFITH IN 463193468, GRIFFITH, IN 46319-3468

Mortgage

Document Number3403
DateJan 18, 2017
Instrument3403
Lender
NameUNION HM MTG
TypeMortgage Company
AddressSTRONGSVILLE, OH 44136
Agreement
AmountAmount Recorded
Term360 Months
DueJan 17, 2047

Tax Assessment & Valuation

Source: Lake County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionSt. John Township
MunicipalityGriffith Town
Unified School DistrictLake Central School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$265,400 (+8.73%) Land $33,600 Building $231,800$265,400 (+8.73%) Land $33,600 Building $231,800
2024$2,751.00 (+5%)
2023$244,100 (+7.68%) Land $33,600 Building $210,500$244,100 (+7.68%) Land $33,600 Building $210,500
2022$2,620.00 (-0.57%) Homeowner's exemption$226,700 Land $33,600 Building $193,100$226,700 Land $33,600 Building $193,100
2021$2,635.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 16, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force

Wildfire

Wildfire RiskLow
lower than 64% of the US · above 99.5% of Indiana
Wildfire Likelihood0.04% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile USA
Fixed Wireless
100 / 20

May also be available: AT&T.

Based on FCC filings for 176 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSCHERERVILLE WATER DEPARTMENT
serves 30,000 people
Water SourcePurchased surface water from INDIANA AMERICAN WATER - NORTHWEST
Last State InspectionJul 2024
Lead1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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