549 Chestnut Cmns, Cincinnati, OH 45244 Property Records

Clermont County property record for 549 Chestnut Cmns, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,484 sqft · built 1993
Lot Size	0.3 acres (13,269 sqft)
Owner	Individual Name on File
Last Sale	$277,500 (Dec 2020)
Tax Bill	$5,179 (2025)
Deeds & Mortgages	Jan 2025 Transfer Sep 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-72-01.-001`

Property Details

APN / Parcel Number

Primary APN	`41-72-01.-001`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	2,484 sqft Living Area
1st Floor Area	1,038 sqft
Basement Area	204 sqft
Unfinished Basement	204 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	13,269 sqft (0.3 acres)
View / Lot	Cul-de-sac
Garage Area	462 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	48 sqft
Patio Area	481 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	549 CHESTNUT CMNS
City	CINCINNATI
State	OH
Zip	45244-1441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAUREL MEADOWS A PUD; UNIT 1
Legal Subdivision	LAUREL MEADOWS
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	4
Census Block	4007
Census Tract	41405

Owner

549 Chestnut Cmns is owned and occupied by an individual who acquired it in January 2025.

Source: Clermont County records, as of April 13, 2026

Owner of Record	Individual Name on File
Mailing Address	549 CHESTNUT CMNS, CINCINNATI, OH 45244-1441
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2025	Transfer on Death Deed, Transfer
Sep 17, 2018	Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB
Dec 2, 2020	Fiduciary Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 2, 2020 · Amount on File
Deed Sale	Dec 2, 2020 · Amount on File
Prior Sale	Dec 3, 2009 · Amount on File
Deed Document Number	202034226
Deed Book / Page	2861 / 635
Last Transfer Date	Jan 20, 2025
Transfer Doc	0000000960
Record Updated	Sep 20, 2026

January 2025: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CLERMONT OH
Recording Date	Jan 21, 2025
Property Address	549 CHESTNUT CMNS, CINCINNATI, OH 45244-1441
Document Number	0000000960
Book / Page	2985 / 2737
Map Reference	CAB 4 PG 207&208
Instrument Date	Jan 18, 2025
Instrument	202500000960
Transaction Type	Transfer
Record Updated	Mar 6, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	549 CHESTNUT CMNS, CINCINNATI, OH 45244-1441

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	549 CHESTNUT CMNS, CINCINNATI, OH 45244-1441
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	PROMINENT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000020931
Date	Sep 17, 2018
Book Page	2792/1387
Instrument	201800020931

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2048

December 2020: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	CLERMONT OH
Recording Date	Dec 2, 2020
Property Address	549 CHESTNUT CMNS, CINCINNATI, OH 45244-1441
Document Number	0000034226
Book / Page	2861 / 635
Map Reference	CAB 4 PG 207&208
Instrument Date	Nov 30, 2020
Instrument	202000034226
Transaction Type	Transfer
Record Updated	May 16, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	549 CHESTNUT CMNS, CINCINNATI, OH 45244-1441

Mortgage

Document Number	0000034227
Date	Dec 2, 2020
Instrument	202000034227

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 549 Chestnut Cmns was $5,179 with a homeowner's exemption, down 0.2% from the year before.

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,179.00 (-0.19%)	$102,910 (-) Land $17,400 Building $85,510
2024	$5,189.00 (-49.3%) Homeowner's exemption	$102,910 (-) Land $17,400 Building $85,510	$294,000 (-) Land $49,700 Building $244,300
2023	$10,235.00 (+135.78%) Homeowner's exemption	$102,910 (+38.1%) Land $17,400 Building $85,510	$294,000 Land $49,700 Building $244,300
2022	$4,341.00 Homeowner's exemption	$74,520 Land $12,600 Building $61,920
2020			$212,900 Land $36,000 Building $176,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 549 Chestnut Cmns in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 549 Chestnut Cmns is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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