545 Chestnut Cmns, Cincinnati, OH 45244 Property Records

Clermont County property record for 545 Chestnut Cmns, Cincinnati, OH 45244

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,814 sqft · built 1993
Lot Size	0.28 acres (12,345 sqft)
Owner	2 Individual Names on Record
Last Sale	$198,500 (Jul 2018)
Tax Bill	$4,487 (2025)
Deeds & Mortgages	Sep 2025 Line of Credit Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`41-72-01.-003`

Property Details

APN / Parcel Number

Primary APN	`41-72-01.-003`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,814 sqft Living Area
1st Floor Area	511 sqft
Basement Area	535 sqft
Unfinished Basement	535 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Lot Area	12,345 sqft (0.28 acres)
View / Lot	Cul-de-sac
Garage Area	400 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	36 sqft
Deck Area	196 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	545 CHESTNUT CMNS
City	CINCINNATI
State	OH
Zip	45244-1441
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LAUREL MEADOWS A PUD; UNIT 3
Legal Subdivision	LAUREL MEADOWS SUB
Jurisdiction	CLERMONT OH
Township / Civil Division	UNION
Census Block Group	4
Census Block	4007
Census Tract	41405

Owner

Source: Clermont County records, as of April 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	545 CHESTNUT CMNS, CINCINNATI, OH 45244-1441
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Sep 17, 2025	Intrafamily Transfer, Transfer · Line of Credit NEWREZ LLC
Nov 29, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jul 5, 2018	Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2018 · Amount on Record
Deed Sale	Jul 5, 2018 · Amount on Record
Prior Sale	Nov 5, 2007 · Amount on Record
Deed Document Number	201815113
Deed Book / Page	2780 / 295
Prior Transfer Date	Nov 15, 2011
Prior Transfer Doc	0000026847
Record Updated	Oct 29, 2026

September 2025: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLERMONT OH
Recording Date	Sep 17, 2025
Property Address	545 CHESTNUT CMNS, CINCINNATI, OH 45244-1441
Document Number	0000019273
Book / Page	3003 / 996
Map Reference	CAB 4 PG 207&208
Instrument Date	Aug 28, 2025
Instrument	202500019273
Transaction Type	Transfer
Record Updated	Apr 13, 2026
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	545 CHESTNUT CMNS, CINCINNATI, OH 45244-1441

Mortgage

Document Number	0000019274
Date	Sep 17, 2025
Instrument	202500019274

Lender

Name	NEWREZ LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Sep 1, 2045

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLERMONT OH
Property Address	545 CHESTNUT CMNS, CINCINNATI, OH 45244-1441
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000027902
Date	Nov 29, 2017
Instrument	201700027902

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 13, 2047

Interest

Rate Type	Fixed Rate

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLERMONT OH
Recording Date	Jul 5, 2018
Property Address	545 CHESTNUT CMNS, CINCINNATI, OH 45244-1441
Document Number	0000015113
Book / Page	002780 / 000295
Instrument Date	Jun 15, 2018
Instrument	15113
Transaction Type	Transfer
Record Updated	Jan 14, 2019
Title Company	MATTINGLY-FORD TITLE SERVICES, MATTINGLY-FORD TITLE SVCS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$794.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	545 CHESTNUT CMNS CINCINNATI OH 452441441, CINCINNATI, OH 45244-1441

Mortgage

Document Number	15114
Date	Jul 5, 2018
Book Page	002780/000297
Instrument	15114

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2048

Tax Assessment & Valuation

Source: Clermont County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Clermont County
County Subdivision	Union Township
Unified School District	West Clermont Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,487.00 (-0.18%)	$89,150 (-) Land $17,400 Building $71,750
2024	$4,495.00 (-49.3%) Homeowner's exemption	$89,150 (-) Land $17,400 Building $71,750	$254,700 (-) Land $49,700 Building $205,000
2023	$8,866.00 (+135.8%) Homeowner's exemption	$89,150 (+38.13%) Land $17,400 Building $71,750	$254,700 (+38.12%) Land $49,700 Building $205,000
2022	$3,760.00 Homeowner's exemption	$64,540 Land $12,600 Building $51,940
2020			$184,400 Land $36,000 Building $148,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLERMONT PUBLIC WATER SYSTEM private · serves 133,059 people · EPA ID OH1302212
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Oct 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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