Hamilton County property record for 549 Anderson Ferry Rd, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,570 sqft · built 1957 |
| Lot Size | 0.182 acres (7,928 sqft) |
| Owner | Individual Name on File |
| Last Sale | $196,000 (Dec 2022) |
| Tax Bill | $2,865 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Dec 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-0072-0073-00 |
| Primary APN | 540-0072-0073-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,570 sqft Living Area |
| Gross Area | 2,520 sqft |
| 1st Floor Area | 1,114 sqft |
| Attic | Attic |
| Attic Area | 456 sqft |
| Basement Area | 950 sqft |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 7,928 sqft (0.182 acres) |
| Lot Dimensions | 129 ft deep x 61.5 ft wide |
| Patio Area | 351 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 549 ANDERSON FERRY RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-5265 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | C |
| Legal Description | ANDERSON FERRY RD 61.50 X129 LOT 4 EILEEN GARDENS SUB BLK A |
| Legal Subdivision | EILEEN GARDENS SUB |
| Legal Block | A |
| Legal Lot Number | 4 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DELHI |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21304 |
Source: Hamilton County records · APN 540-0072-0073-00
Assessment roll updated January 21, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 549 ANDERSON FERRY RD, CINCINNATI, OH 45238-5265 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC |
| Dec 07, 2022 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Jan 14, 2019 | Deed of Trust, Mortgage · Line of Credit NORTH SIDE BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 07, 2022 · Amount on Record |
| Deed Sale | Dec 07, 2022 · Amount on Record |
| Prior Sale | Feb 08, 2013 · Amount on Record |
| Deed Document Number | 2022111489 |
| Deed Book / Page | 14808 / 868 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Apr 21, 2026 |
| Property Address | 549 ANDERSON FERRY RD, CINCINNATI, OH 45238-5265 |
| Document Number | 0000029777 |
| Book / Page | 15649 / 224 |
| Instrument Date | Apr 02, 2026 |
| Instrument | 202629777 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 549 ANDERSON FERRY RD, CINCINNATI, OH 45238-5265 |
| Document Number | 0000029777, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 15649/224 |
| Instrument | 202629777 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 07, 2022 |
| Property Address | 549 ANDERSON FERRY RD, CINCINNATI, OH 45238-5265 |
| Document Number | 0000111489 |
| Book / Page | 14808 / 868 |
| Map Reference | MB 84 PG 21 |
| Instrument Date | Dec 01, 2022 |
| Instrument | 2022-0111489 |
| Transaction Type | Transfer |
| Record Updated | Jan 25, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $196.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 549 ANDERSON FERRY RD, CINCINNATI, OH 45238-5265 |
| Document Number | 0000111490 |
|---|---|
| Date | Dec 07, 2022 |
| Instrument | 2022-0111490 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 549 ANDERSON FERRY RD, CINCINNATI, OH 45238-5265 |
| Document Number | 0000008494 |
| Instrument Date | Jan 14, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 549 ANDERSON FERRY RD CINCINNATI OH 452385265, CINCINNATI, OH 45238-5265 |
| Document Number | 0000008494 |
|---|---|
| Date | Feb 01, 2019 |
| Book Page | 013846/001419 |
| Instrument | 8494 |
| Name | NORTH SIDE BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45223 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jan 31, 2029 |
| Rate Type | Adjustable Rate |
|---|
Source: Hamilton County records · Assessment roll updated January 21, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,865.00 (-27.94%) Homeowner's exemption | $68,600 (-) Land $9,933 Building $58,667 | $196,000 (-) Land $28,380 Building $167,620 |
| 2024 | $3,976.00 (-0.25%) | $68,600 (-) Land $9,933 Building $58,667 | |
| 2023 | $3,986.00 (+26.34%) | $68,600 (+42.09%) Land $9,933 Building $58,667 | $196,000 (+42.09%) Land $28,380 Building $167,620 |
| 2022 | $3,155.00 Homeowner's exemption | $48,279 Land $9,191 Building $39,088 | |
| 2020 | $137,940 Land $26,260 Building $111,680 |
Source: FEMA National Flood Hazard Layer as of December 22, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2013) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 2013 · rainfall accumulation |
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Based on FCC filings for 538 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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