Hamilton County property record for 540 Anderson Ferry Rd, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,627 sqft · built 1878 |
| Lot Size | 1.19 acres (51,967 sqft) |
| Owner | Individual Name on File |
| Last Sale | $173,000 (Dec 2019) |
| Tax Bill | $5,155 (2025) |
| Deeds & Mortgages | Dec 2024 Line of Credit Dec 2019 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-0043-0008-00 |
| Primary APN | 540-0043-0008-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,627 sqft Living Area |
| 1st Floor Area | 1,889 sqft |
| 2nd Floor Area | 738 sqft |
| Basement Area | 240 sqft |
| Year Built | Built 1878 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 51,967 sqft (1.19 acres) |
| Lot Dimensions | 513 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 360 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 186 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 540 ANDERSON FERRY RD |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-5231 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ANDERSON FERRY RD 100.45 X 513.42 IRR PT LOT 3 E M WILLIAMS EST |
| Legal Subdivision | E M WILLIAMS ESTATE |
| Legal Lot Number | 3 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DELHI |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 21401 |
540 Anderson Ferry Rd is owned and occupied by an individual who bought it in December 2019.
Source: Hamilton County records, as of February 9, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 540 ANDERSON FERRY RD, CINCINNATI, OH 45238-5231 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 11, 2024 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Dec 12, 2019 | Warranty Deed, Transfer · Line of Credit GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 12, 2019 · Amount on File |
| Deed Sale | Dec 12, 2019 · Amount on File |
| Deed Document Number | 0000109930 |
| Deed Book / Page | 014062 / 000520 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 540 ANDERSON FERRY RD, CINCINNATI, OH 45238-5231 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Name | Verified Name |
|---|---|
| Address | 540 ANDERSON FERRY RD, CINCINNATI, OH 45238-5231 |
| Document Number | 0000088186 |
|---|---|
| Date | Dec 11, 2024 |
| Book Page | 15310/636 |
| Instrument | 2024-0088186 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Nov 27, 2054 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Dec 12, 2019 |
| Property Address | 540 ANDERSON FERRY RD, CINCINNATI, OH 45238-5231 |
| Document Number | 0000109930 |
| Book / Page | 014062 / 000520 |
| Instrument Date | Dec 10, 2019 |
| Instrument | 109930 |
| Transaction Type | Transfer |
| Record Updated | Jan 28, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $692.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 540 ANDERSON FERRY RD CINCINNATI OH 452385231, CINCINNATI, OH 45238-5231 |
| Document Number | 109931 |
|---|---|
| Date | Dec 12, 2019 |
| Book Page | 014062/000522 |
| Instrument | 109931 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 11, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 540 Anderson Ferry Rd was $5,155, up 2.4% from the year before.
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,155.00 (+2.42%) | $86,604 (-) Land $26,327 Building $60,277 | |
| 2024 | $5,033.00 (-0.26%) | $86,604 (-) Land $26,327 Building $60,277 | |
| 2023 | $5,046.00 (+27.1%) | $86,604 (+43.03%) Land $26,327 Building $60,277 | $247,440 Land $75,220 Building $172,220 |
| 2022 | $3,970.00 Homeowner's exemption | $60,551 Land $22,943 Building $37,608 | |
| 2020 | $173,000 Land $65,550 Building $107,450 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 540 Anderson Ferry Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 540 Anderson Ferry Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 382 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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