549 45th St, Oakland, CA 94609 Property Records

Alameda County property record for 549 45th St, Oakland, CA 94609

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,691 sqft · built 2006
Lot Size0.086 acres (3,758 sqft)
OwnerOwner Name on Record
Last Sale$782,000 (Aug 2014)
Tax Bill$13,873 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN13-1094-55

Property Details

APN / Parcel Number

Primary APN13-1094-55
Alternative APNs
  • 013-1094-055-00
  • 013 109404901

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area1,691 sqft Living Area

Exterior

Year BuiltBuilt 2006
Architectural StyleOther
Construction TypeWood
Lot Area3,758 sqft (0.086 acres)
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number013 109404901
Street Address549 45TH ST
CityOAKLAND
StateCA
Zip94609-2025
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK:2101 SUBD:MAP OF THE ALDAN TRACT AT TEMASCAL
Legal SubdivisionMAP OF THE ALDAN TRACT AT TEMASCAL
Legal Block2101
JurisdictionALAMEDA CA
Township / Civil DivisionOAKLAND
Census Block Group4
Census Block4008
Census Tract401100

Owner

Source: Alameda County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on Record
Mailing Address549 45TH ST, OAKLAND, CA 94609-2025
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Last SaleAug 22, 2014 · Amount on Record
Deed SaleAug 22, 2014 · Amount on Record
Prior SaleJan 2, 2007 · Amount on Record
Deed Document Number2014207378
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionALAMEDA CA
Property Address549 45TH ST, OAKLAND, CA 94609-2025
Transaction TypeMortgage
Record UpdatedAug 11, 2021
Title CompanyWFG LENDER SERVICES

Transferred To (Grantee/Buyer)

NameVerified Name
Address549 45TH ST, OAKLAND, CA 94609-2025

Mortgage

Document Number0000254858
DateJul 22, 2021
Instrument2021254858
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueAug 1, 2036

Tax Assessment & Valuation

Source: Alameda County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountyAlameda County
MunicipalityOakland City
Unified School DistrictOakland Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$13,873.00 (-1.58%) Homeowner's exemption$939,814 (+4.04%) Land $281,944 Building $657,870
2023$14,095.00 Homeowner's exemption$903,327 Land $270,998 Building $632,329

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEAST BAY MUD
serves 1,468,000 people · EPA ID CA0110005
Water SourceSurface water
Last State InspectionDec 2021
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 857 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sonic Telecom
Fiber
10,000 / 10,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
Unwired
Fixed Wireless
300 / 25
Verizon
Fixed Wireless
300 / 20
Etheric Networks
Fixed Wireless
250 / 100

May also be available: Astound Broadband, GeoLinks, Google Fiber, T-Mobile.

Nearby Properties on 45th St

Nearby Streets

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