Alameda County property record for 546 45th St, Oakland, CA 94609
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,053 sqft · built 1895 |
| Lot Size | 0.057 acres (2,500 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $900,000 (Nov 2024) |
| Tax Bill | $13,464 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Aug 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-1159-7 |
| Primary APN | 13-1159-7 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,053 sqft Living Area |
| Year Built | Built 1895 |
|---|---|
| Effective Year Built | Effective 1923 |
| Architectural Style | L-Shape |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 2,500 sqft (0.057 acres) |
| Lot Dimensions | 100 ft deep x 25 ft wide |
| Parking Spaces | 1 Parking Space |
| Heating System | Space Heater |
|---|---|
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 546 45TH ST |
|---|---|
| City | OAKLAND |
| State | CA |
| Zip | 94609-2026 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 00007 BLK: AR: 0013 PAGE: 1159 |
| Legal Subdivision | ALDEN |
| Legal Block | 2110 |
| Legal Lot Number | 28 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | OAKLAND |
| Census Block Group | 4 |
| Census Block | 4010 |
| Census Tract | 401100 |
546 45th St is owned and occupied by two individuals who bought it in November 2024.
Source: Alameda County records, as of August 5, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 546 45TH ST, OAKLAND, CA 94609-2026 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 9, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Aug 10, 2018 | Grant Deed, Transfer BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 18, 2024 · Amount on File |
| Deed Sale | Nov 18, 2024 · Amount on File |
| Prior Sale | Aug 10, 2018 · Amount on File |
| Deed Document Number | 2024141880 |
| Prior Transfer Date | Jul 25, 2011 |
| Prior Transfer Doc | 0000290148 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 546 45TH ST, OAKLAND, CA 94609-2026 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Name | Verified Name |
|---|---|
| Address | 546 45TH ST, OAKLAND, CA 94609-2026 |
| Document Number | 0000142907 |
|---|---|
| Date | Apr 9, 2021 |
| Instrument | 2021142907 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Recording Date | Aug 10, 2018 |
| Property Address | 546 45TH ST, OAKLAND, CA 94609-2026 |
| Document Number | 0000157478 |
| Instrument Date | Jul 25, 2018 |
| Instrument | 157478 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2018 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,217.70 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 546 45TH ST OAKLAND CA 946092026, OAKLAND, CA 94609-2026 |
| Document Number | 157479 |
|---|---|
| Date | Aug 10, 2018 |
| Instrument | 157479 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Aug 9, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
The 2025 property tax bill for 546 45th St was $13,464.
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Municipality | Oakland City |
| Unified School District | Oakland Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $918,000 (+2%) Land $275,400 Building $642,600 | ||
| 2025 | $13,464.00 | $900,000 Land $270,000 Building $630,000 | |
| 2023 | $17,997.00 Homeowner's exemption | $1,186,914 Land $356,074 Building $830,840 | $1,163,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 546 45th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 546 45th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 857 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Unwired Fixed Wireless | 300 / 25 |
| Verizon Fixed Wireless | 300 / 20 |
| Etheric Networks Fixed Wireless | 250 / 100 |
May also be available: Astound Broadband, GeoLinks, Google Fiber, T-Mobile.
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