549 1st St E, Tracy, MN 56175 Property Records

Lyon County property record for 549 1st St E, Tracy, MN 56175 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	built 1956
Lot Size	0.22 acres (9,597 sqft)
Owner	Individual Name on File
Last Sale	$91,000 (Mar 2022)
Tax Bill	$2,292 (2026)
Deeds & Mortgages	Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-140013-0`

Property Details

APN / Parcel Number

Primary APN	`31-140013-0`

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Lot Area	9,597 sqft (0.22 acres)

Location & Zoning

Street Address	549 1ST ST E
City	TRACY
State	MN
Zip	56175-1409
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	W.O. LICHTY'S 5TH ADDITION 01010001 N 27.5 FT LOT 12 & S 32.5 FT LOT 13 BLK 1
Legal Subdivision	W.O. LICHTY'S 5TH ADDITION
Legal Block	1
Legal Lot Number	12-13
Jurisdiction	LYON MN
Township / Civil Division	TRACY
Census Block Group	3
Census Block	3012
Census Tract	360700

Owner

Source: Lyon County records · APN 31-140013-0

Assessment roll updated September 2, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	549 1ST ST E, TRACY, MN 56175-1409
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 04, 2022 · Amount on Record
Deed Sale	Mar 04, 2022 · Amount on Record
Prior Sale	Aug 10, 2015 · Amount on Record
Deed Document Number	202213374
Record Updated	Sep 20, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LYON MN
Recording Date	Mar 04, 2022
Property Address	549 1ST ST E, TRACY, MN 56175-1409
Document Number	0000013374
Instrument Date	Mar 04, 2022
Instrument	13374
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	ABSTRACT & TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$300.30
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	549 1ST ST E, TRACY, MN 56175-1409

Mortgage

Document Number	0000013375
Date	Mar 04, 2022
Instrument	13375

Lender

Name	PLAINS COMMERCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000013376
Date	Mar 04, 2022
Instrument	13376

Lender

Name	PLAINS COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2052

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lyon County records · Assessment roll updated September 2, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lyon County
Municipality	Tracy City
Unified School District	Tracy Area Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,292.00 (+12.02%)
2025		$119,500 (+9.63%) Land $5,900 Building $113,600	$119,500 (+9.63%) Land $5,900 Building $113,600
2023	$2,046.00	$109,000 Land $6,000 Building $103,000	$109,000 Land $6,000 Building $103,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lyon County (27083C), updated May 23, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 358 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
LTD Broadband	Fixed Wireless (licensed-by-rule)	150 / 130
Midcontinent Communications	Fixed Wireless	100 / 20

May also be available at this address: Clarity Telecom. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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