Lyon County property record for 480 1st St E, Tracy, MN 56175 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Year Built | Built 1990 |
| Lot Size | 13,927 sqft (0.319 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $190,000 (2024) |
| Tax Bill | $3,016.00 (2026) |
| Primary APN | 31-142003-0 |
|---|
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 1990 |
| Lot Area | 13,927 sqft (0.319 acres) |
| Street Address | 480 1ST ST E |
|---|---|
| City | TRACY |
| State | MN |
| Zip | 56175-1500 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ATHLETIC FIELD ADDITION 01010001 |
| Legal Subdivision | ATHLETIC FIELD ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 3 |
| Jurisdiction | LYON MN |
| Minor Civil Division | TRACY |
| Census Blockgroup | 3 |
| Census Block | 3020 |
| Census Tract | 360700 |
Source: Lyon County records · APN 31-142003-0
Assessment roll updated September 2, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals Owners |
|---|---|
| Mailing Address | 480 1ST ST E, TRACY, MN 56175-1500 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Tenants In Common |
| Date | Document |
|---|---|
| Feb 13, 2024 | Deed of Trust, Mortgage · Conventional Mortgage FIRST INDEPENDENT BANK |
| Jan 26, 2017 | Deed of Trust, Mortgage · Commercial Mortgage TCF NATIONAL BANK |
| Jan 26, 2017 | Deed of Trust, Mortgage · Conventional Mortgage BBMC MORTGAGE LLC |
| Sep 06, 2018 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage GUARANTEED RATE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Known Transactions |
|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON MN |
| Property Address | 480 1ST ST E, TRACY, MN 56175-1500 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2024 |
| Title Company | BV ABSTRACT AND TITLE, ABSTRACT & TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000017200 |
|---|---|
| Date | Feb 13, 2024 |
| Instrument | 17200 |
| Name | FIRST INDEPENDENT BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 01, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON MN |
| Property Address | 480 1ST ST E, TRACY, MN 56175-1500 |
| Transaction Type | Mortgage |
| Record Updated | Feb 07, 2021 |
| Name | Verified Name |
|---|
| Document Number | ER04956 |
|---|---|
| Date | Jan 26, 2017 |
| Instrument | ER04956 |
| Name | TCF NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55402 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 23, 2047 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LYON MN |
| Property Address | 480 1ST ST E, TRACY, MN 56175-1500 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | ER04955 |
|---|---|
| Date | Jan 26, 2017 |
| Instrument | ER04955 |
| Name | BBMC MORTGAGE LLC |
|---|---|
| Type | Government Agency |
| Address | LOMBARD, IL 60148 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LYON MN |
| Recording Date | Sep 06, 2018 |
| Property Address | 480 1ST ST E, TRACY, MN 56175-1500 |
| Document Number | 216710 |
| Instrument Date | Sep 05, 2018 |
| Instrument | 216710 |
| Transaction Type | Transfer |
| Record Updated | Aug 20, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $534.60 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 480 1ST ST E, TRACY, MN 56175-1500 |
| Document Number | 216711 |
|---|---|
| Date | Sep 06, 2018 |
| Instrument | 216711 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Address | CHICAGO, IL 60613 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
Source: Lyon County records · Assessment roll updated September 2, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lyon County |
| Municipality | Tracy City |
| Unified School District | Tracy Area Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,016.00 (+9.51%) | ||
| 2025 | $2,754.00 (+1.85%) | $176,200 (+15.09%) Land $10,200 Building $166,000 | $176,200 (+15.09%) Land $10,200 Building $166,000 |
| 2023 | $2,704.00 | $153,100 Land $10,000 Building $143,100 | $153,100 Land $10,000 Building $143,100 |
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