54879 Congaree Dr, Macomb, MI 48042 Property Records

Macomb County property record for 54879 Congaree Dr, Macomb, MI 48042

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,650 sqft · built 1999
Lot Size0.212 acres (9,235 sqft)
OwnerIndividual Name on Record
Last Sale$532,500 (Jun 2024)
Tax Bill$6,812 (2025)
Deeds & MortgagesMay 2021 Sale & Mortgage
Nov 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN20-08-08-230-032

Property Details

APN / Parcel Number

Primary APN20-08-08-230-032
Alternative APN
  • 0808230032

Interior

Full Baths2 Baths
Half Baths2 Half Baths
Stories2 Stories
Building Area2,650 sqft Living Area
1st Floor Area1,424 sqft
Basement Area1,424 sqft
Unfinished Basement1,424 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1999
Effective Year BuiltEffective 2000
Exterior MaterialBrick
Roof TypeHip
Lot Area9,235 sqft (0.212 acres)
Lot Dimensions132 ft deep x 70 ft wide
Garage Area508 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Street Address54879 CONGAREE DR
CityMACOMB
StateMI
Zip48042-6147
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSUMPTER FOREST SUB. LOT 255 LIBER: 135 PAGES: 1-17
Legal SubdivisionSUMPTER FOREST SUB
Legal Lot Number255
JurisdictionMACOMB MI
Township / Civil DivisionMACOMB
Census Block Group2
Census Block2015
Census Tract223803

Owner

Source: Macomb County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on Record
Mailing Address54879 CONGAREE DR, MACOMB, MI 48042-6147
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 27, 2021Warranty Deed, Transfer · Conventional Mortgage
MORTGAGE 1 INC
Nov 25, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP
Oct 2, 2019Deed of Trust, Mortgage · VA Mortgage
NATIONAL MTG HM LNS LLC
Jul 6, 2018Warranty Deed, Transfer
ATA NATIONAL TITLE GROUP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 27, 2024 · Amount on Record
Deed SaleJun 27, 2024 · Amount on Record
Prior SaleMay 27, 2021 · Amount on Record
Deed Document Number202453365
Deed Book / Page29646 / 863
Record UpdatedOct 29, 2026

May 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateMay 27, 2021
Property Address54879 CONGAREE DR, MACOMB, MI 48042-6147
Document Number2102188079
Book / Page27745 / 232
Map ReferenceLB 135 PG 1-17
Instrument DateMay 7, 2021
Instrument202102188079
Transaction TypeTransfer
Record UpdatedJul 13, 2021
Title CompanyCAPITOL TITLE COMPANY INC, CAPITAL TITLE INS AGCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$3,784.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address54879 CONGAREE DR, 54879, MACOMB, MI 48042-6147

Transferred To (Grantee/Buyer)

NameVerified Name
Address54879 CONGAREE DR, MACOMB, MI 48042-6147

Mortgage

Document Number2102188080
DateMay 27, 2021
Instrument202102188080
Lender
NameMORTGAGE 1 INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2051

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address54879 CONGAREE DR, MACOMB, MI 48042-6147
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address4879 CONGAREE DR, MACOMB, MI 48042

Mortgage

Document Number0000145731
DateNov 25, 2020
Book Page27193/703
Instrument2145731
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressMOUNT LAUREL, NJ 08054
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2050

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOMB MI
Property Address54879 CONGAREE DR, MACOMB, MI 48042-6147
Document Number0000119145
Instrument DateOct 2, 2019
Transaction TypeMortgage
Record UpdatedNov 20, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address54879 CONGAREE DR MACOMB MI 480426147, MACOMB, MI 48042-6147

Mortgage

Document Number0000119145
DateOct 22, 2019
Book Page026278/000015
Instrument119145
Lender
NameNATIONAL MTG HM LNS LLC
AddressTROY, MI 48083
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueOct 21, 2049

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMACOMB MI
Recording DateJul 6, 2018
Property Address54879 CONGAREE DR, MACOMB, MI 48042-6147
Document Number0000076282
Book / Page25454 / 598
Map ReferenceLB 135 PG 1-17
Instrument DateJun 29, 2018
Instrument8076282
Transaction TypeTransfer
Record UpdatedMay 31, 2021
Title CompanyATA NATIONAL TITLE GROUP LLC

Transaction

AmountAmount Recorded
Tax$2,889.60
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address45879 CONGAREE DR, 45879, MACOMB, MI 48042

Transferred To (Grantee/Buyer)

NameVerified Name
Address54879 CONGAREE DR, MACOMB, MI 48042-6147

Tax Assessment & Valuation

Source: Macomb County assessment roll, as of October 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyMacomb County
County SubdivisionMacomb Township
Unified School DistrictUtica Community Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$256,500 (+24.27%)$513,000 (+24.27%)
2025$6,812.00 (+34.54%)
2023$206,400$412,800
2022$5,063.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 87% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMACOMB TOWNSHIP
serves 90,000 people · EPA ID MI0003990
Water SourcePurchased surface water from GREAT LAKES WATER AUTHORITY
Last State InspectionJan 2025
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
AT&T
DSL · Fiber in parts of the area
100 / 20

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