5486 Gaskill Rd, Owego, NY 13827 Property Records

Tioga County and Owego Town property record for 5486 Gaskill Rd, Owego, NY 13827

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,144 sqft · built 1962
Lot Size2.5 acres (108,900 sqft)
Owner2 Individual Names on Record
Last Sale$40,000 (Apr 2026)
Tax Bill$2,772 (2026)
Deeds & MortgagesApr 2026 Sale
Jan 2021 Refinance
Flood ZoneZone X (minimal risk)
APN493089 119.00-2-45

Property Details

APN / Parcel Number

Primary APN493089 119.00-2-45
Alternative APNs
  • 308911900000020450000000
  • 00000012409

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,144 sqft Living Area
1st Floor Area1,144 sqft

Exterior

Year BuiltBuilt 1962
Effective Year BuiltEffective 1962
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Lot Area108,900 sqft (2.5 acres)
Garage TypeAttached
Garage Area675 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchSlab
Porch Area138 sqft
Patio Area672 sqft
Shed1 Shed
Canopy572 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelOil
SewerSeptic
Water SourceWell

Location & Zoning

Account Number00000012409
Street Address5486 GASKILL RD
CityOWEGO
StateNY
Zip13827-5542
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeZONE
Legal DescriptionPD/UP O/G LSE BK687/P278
Legal Block2
Legal Lot Number45.000
JurisdictionTIOGA NY
Township / Civil DivisionOWEGO
Census Block Group3
Census Block3003
Census Tract20300

Owner

Source: Tioga County and Owego Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address2027 DAY HOLLOW RD, OWEGO, NY 13827-5343
Owner TypeIndividual
VestingTenants by the Entirety

Deeds, Mortgages & Sale History

DateDocument
Apr 24, 2026Warranty Deed, Transfer
Jan 20, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
TIOGA STATE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 24, 2026 · Amount on Record
Deed SaleApr 24, 2026 · Amount on Record
Prior SaleJun 18, 2015 · Amount on Record
Deed Document Number20261455
Record UpdatedOct 29, 2026

April 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionTIOGA NY
Recording DateApr 24, 2026
Property Address5486 GASKILL RD, OWEGO, NY 13827-5542
Document Number202600001455
Instrument DateFeb 10, 2026
Instrument20261455
Transaction TypeTransfer
Record UpdatedJul 6, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address2027 DAY HOLLOW RD, OWEGO, NY 13827-5343

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionTIOGA NY
Property Address5486 GASKILL RD, OWEGO, NY 13827-5542
Transaction TypeMortgage
Record UpdatedFeb 16, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2021000000268
DateJan 20, 2021
Instrument20210-00000268
Lender
NameTIOGA STATE BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term241 Months
DueFeb 1, 2041

Tax Assessment & Valuation

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

TypeName
StateNew York
CountyTioga County
County SubdivisionOwego Town
Unified School DistrictOwego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,772.00 (-0.07%)
2025$2,774.00 (+155.9%)$54,600 (-) Land $9,000 Building $45,600$104,498 (+3.35%) Land $17,225 Building $87,273
2023$54,600 Land $9,000 Building $45,600$101,111 Land $16,667 Building $84,444
2019$1,084.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 24 policies
Nearby Flood Policies24 in force
Nearby Flood Claims52 (1979–2011)
Claims Outside the SFHA8 of 52
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Remnants Of Tropical Storm Lee, Sep 2011 · 29 claims
  • Severe Storms And Flooding, Jun 2006 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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