5433 Gaskill Rd, Owego, NY 13827 Property Records

Tioga County and Owego Town property record for 5433 Gaskill Rd, Owego, NY 13827

Property Summary

Property Type	Single Family Home
Details	6 bd · 3 ba · 2,712 sqft · built 1967
Lot Size	6.4 acres (278,784 sqft)
Owner	2 Individual Names on Record
Last Sale	$209,000 (Jul 2020)
Tax Bill	$6,174 (2026)
Deeds & Mortgages	Dec 2025 Mortgage Oct 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`493089 119.00-2-30`

Property Details

APN / Parcel Number

Primary APN	`493089 119.00-2-30`
Alternative APNs	`308911900000020300000000` `00000010243`

Interior

Bedrooms	6 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,712 sqft Living Area
1st Floor Area	1,688 sqft
Basement Area	1,024 sqft
Finished Basement	1,024 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1967
Architectural Style	Raised Ranch
Exterior Material	Aluminum/Vinyl
Lot Area	278,784 sqft (6.4 acres)
Lot Dimensions	800 ft deep x 263 ft wide
Garage Type	Basement
Porch	Patio
Porch Area	558 sqft
Canopy	204 sqft

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00000010243
Street Address	5433 GASKILL RD
City	OWEGO
State	NY
Zip	13827-5543
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONE
Legal Block	2
Legal Lot Number	30.000
Jurisdiction	TIOGA NY
Township / Civil Division	OWEGO
Census Block Group	1
Census Block	1050
Census Tract	20300

Owner

Source: Tioga County and Owego Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5433 GASKILL RD, OWEGO, NY 13827-5543
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2025	Deed of Trust, Mortgage VISIONS FCU
Oct 19, 2021	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Jul 21, 2020	Executor's Deed, Transfer · Stand-Alone First Mortgage M & T BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2020 · Amount on Record
Deed Sale	Jul 21, 2020 · Amount on Record
Deed Document Number	20202635
Record Updated	Oct 29, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	5433 GASKILL RD, OWEGO, NY 13827-5543
Transaction Type	Mortgage
Record Updated	Jan 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	202500004581
Date	Dec 11, 2025
Instrument	2025-00004581

Lender

Name	VISIONS FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	349 Months
Due	Jan 1, 2055

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TIOGA NY
Property Address	5433 GASKILL RD, OWEGO, NY 13827-5543
Transaction Type	Mortgage
Record Updated	Nov 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021000005119
Date	Oct 19, 2021
Instrument	20210-00005119

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate

July 2020: Executor's Deed, Transfer

Document Type	Executor's Deed
Jurisdiction	TIOGA NY
Recording Date	Jul 21, 2020
Property Address	5433 GASKILL RD, OWEGO, NY 13827-5543
Document Number	2020000002635
Instrument Date	Jul 8, 2020
Instrument	20200-00002635
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8 WOODLAWN AVE, OWEGO, NY 13827-1721

Mortgage

Document Number	20000002636
Date	Jul 21, 2020
Instrument	200-00002636

Lender

Name	M & T BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Tioga County and Owego Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Owego Town
Unified School District	Owego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,174.00 (-0.08%)
2025	$6,179.00 (+177.33%)	$121,600 (-) Land $11,800 Building $109,800	$232,727 (+3.35%) Land $22,584 Building $210,143
2023		$121,600 Land $11,800 Building $109,800	$225,185 Land $21,852 Building $203,333
2019	$2,228.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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