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5486 Duxford Cir, Saint Cloud, FL 34771 Property Records

Osceola County property record for 5486 Duxford Cir, Saint Cloud, FL 34771

Property Summary

Property TypeVacant Land
Lot Size0.18 acres (7,840 sqft)
Owner2 Company Names on Record
Last Sale$115,000 (Jan 2025)
Tax Bill$892 (2024)
Deeds & MortgagesMar 2026 Mortgage
Jan 2025 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN04-26-31-0175-0001-0490

Property Details

APN / Parcel Number

Primary APN04-26-31-0175-0001-0490
Alternative APN
  • 263104017500010490

Exterior

Lot Area7,840 sqft (0.18 acres)

Location & Zoning

Street Address5486 DUXFORD CIR
CitySAINT CLOUD
StateFL
Zip34771-7596
Property CategoryVacant Land
Property TypeVacant Land > Uncategorized
Legal DescriptionGARDENS AT LANCASTER PARK PB 35 PGS 29-31 LOT 49
Legal SubdivisionGARDENS AT LANCASTER PARK
Legal Lot Number49
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group3
Census Block3026
Census Tract43700

Owner

Source: Osceola County records, as of April 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address3020 S FLORIDA AVE, 101, LAKELAND, FL 33803-4058
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2026Deed of Trust, Mortgage · VA Mortgage
USAA FSB
Jan 10, 2025Special Warranty Deed, Transfer
INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC
Jan 13, 2025Special Warranty Deed, Transfer · VA Mortgage
HOME SOLUTION LENDERS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 13, 2025 · Amount on Record
Deed SaleJan 13, 2025 · Amount on Record
Prior SaleJan 10, 2025 · Amount on Record
Deed Document Number20255183
Deed Book / Page6725 / 835
Last Transfer DateApr 2, 2025
Transfer Doc0000042802
Record UpdatedSep 20, 2026

March 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address5486 DUXFORD CIR, SAINT CLOUD, FL 34771-7596
Transaction TypeMortgage
Record UpdatedApr 1, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address5486 DUXFORD CIR, SAINT CLOUD, FL 34771-7596

Mortgage

Document Number0069412882
DateMar 24, 2026
Book Page6941/2882
Instrument2026038196
Lender
NameUSAA FSB
TypeBank
AddressSAN ANTONIO, TX 78288
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2056

January 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 10, 2025
Property Address5486 DUXFORD CIR, SAINT CLOUD, FL 34771-7596
Document Number0067241139
Book / Page6724 / 1139
Map ReferenceMB 36 PG 29
Instrument DateJan 7, 2025
Instrument2025004283
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyINNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

AmountAmount Recorded
Tax$14,295.40
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address520 MADISON AVE, NEW YORK, NY 10022-4213

Transferred To (Grantee/Buyer)

NameVerified Name
Address3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058
InvestorPossibly a Property Investor

January 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateJan 13, 2025
Property Address5486 DUXFORD CIR, SAINT CLOUD, FL 34771-7596
Document Number0067250835
Book / Page6725 / 835
Map ReferenceMB 35 PG 29-31
Instrument DateJan 2, 2025
Instrument2025005183
Transaction TypeTransfer
Record UpdatedDec 12, 2025
Title CompanyINNOVATIVE TITLE AGENCY, INNOVATIVE TITLE LLC

Transaction

AmountAmount Recorded
Tax$805.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3020 S FLORIDA AVE STE 101, 101, LAKELAND, FL 33803-4058

Transferred To (Grantee/Buyer)

NameVerified Name
Address5486 DUXFORD CIRCLE, SAINT CLOUD, FL 34771-7596

Mortgage

Document Number2025005184
DateJan 13, 2025
Instrument2025005184
Lender
NameHOME SOLUTION LENDERS INC
TypeMortgage Company
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2055

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$70,000 Land $70,000$70,000 Land $70,000
2024$892.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 70 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies70 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 77% of the US · above 65% of Florida
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTOHO WATER AUTHORITY-POINCIANA SYSTEM
public/private · serves 69,447 people · EPA ID FL3494429
Water SourceGroundwater
Last State InspectionMar 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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