Osceola County property record for 5475 Duxford Cir, Saint Cloud, FL 34771
| Property Type | Vacant Land |
|---|---|
| Lot Size | 0.21 acres (9,147 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $505,900 (Apr 2026) |
| Tax Bill | $1,064 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Apr 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-26-31-0175-0001-0570 |
| Primary APN | 04-26-31-0175-0001-0570 |
|---|---|
| Alternative APN |
|
| Lot Area | 9,147 sqft (0.21 acres) |
|---|
| Street Address | 5475 DUXFORD CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34771-7597 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Legal Description | GARDENS AT LANCASTER PARK PB 35 PGS 29-31 LOT 57 |
| Legal Subdivision | GARDENS AT LANCASTER PARK |
| Legal Lot Number | 57 |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 43700 |
Source: Osceola County records, as of July 2, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 5475 DUXFORD CIR, SAINT CLOUD, FL 34771-7597 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 1, 2026 | Special Warranty Deed, Transfer · VA Mortgage VANDERBILT MORTGAGE AND FINANCE, INC |
| Apr 1, 2026 | Special Warranty Deed, Transfer · VA Mortgage VANDERBILT MORTGAGE AND FINANCE, INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2026 · Amount on Record |
| Deed Sale | Apr 1, 2026 · Amount on Record |
| Prior Sale | Sep 9, 2025 · Amount on Record |
| Deed Document Number | 202643706 |
| Deed Book / Page | 6948 / 187 |
| Prior Transfer Date | Sep 11, 2025 |
| Prior Transfer Doc | 0000114008 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 1, 2026 |
| Property Address | 5475 DUXFORD CIR, SAINT CLOUD, FL 34771-7597 |
| Document Number | 0000043706 |
| Book / Page | 6948 / 187 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 202643706 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2026 |
| Title Company | INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $357,671.30 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5475 DUXFORD CIR, SAINT CLOUD, FL 34771-7597 |
| Document Number | 0000043707, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 202643707 |
| Name | VANDERBILT MORTGAGE AND FINANCE, INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 1, 2026 |
| Property Address | 5475 DUXFORD CIR, SAINT CLOUD, FL 34771-7597 |
| Document Number | 0069480187 |
| Book / Page | 6948 / 187 |
| Instrument Date | Mar 26, 2026 |
| Instrument | 202643706 |
| Transaction Type | Transfer |
| Record Updated | Jul 2, 2026 |
| Title Company | INNOVATIVE TITLE AGENCY, INNOVATIVE TITLE |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $357,671.30 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5475 DUXFORD CIR, SAINT CLOUD, FL 34771-7597 |
| Document Number | 0000043707, |
|---|---|
| Date | Apr 1, 2026 |
| Instrument | 202643707 |
| Name | VANDERBILT MORTGAGE AND FINANCE, INC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,064.00 (+19.28%) | $70,000 Land $70,000 | $70,000 Land $70,000 |
| 2024 | $892.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 70 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 70 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people · EPA ID FL3494429 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 162 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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