Whatcom County property record for 5485 Olson Rd, Ferndale, WA 98248
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,202 sqft · built 1905 |
| Lot Size | 4.55 acres (198,198 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $299,485 (May 2015) |
| Tax Bill | $5,769 (2025) |
| Deeds & Mortgages | Jul 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 521339 |
| Primary APN | 521339 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 2,202 sqft Living Area |
| 1st Floor Area | 4,404 sqft |
| Upper Floors Area | 360 sqft |
| Attic Area | 180 sqft |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 2 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 1905 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Other |
| Lot Area | 198,198 sqft (4.55 acres) |
| Garage Type | Detached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 744 sqft |
| Storage Building | 1,800 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 521339 |
|---|---|
| Street Address | 5485 OLSON RD |
| City | FERNDALE |
| State | WA |
| Zip | 98248-9052 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5A |
| Legal Description | N 330 FT OF E 660 FT OF NE SE-LESS RD-EXC PTN TO WHATCOM CO FOR RD DESC AF 992735-THAT PTN OF NE SE DAF-BEG AT SE COR OF N 33 |
| Legal Range | 01 |
| Legal Township | 39 |
| Legal Section | 26 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2026 |
| Census Tract | 10503 |
5485 Olson Rd is owned and occupied by two individuals who bought it in May 2015.
Source: Whatcom County records, as of March 16, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5485 OLSON RD, FERNDALE, WA 98248-9052 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 28, 2015 · Amount on File |
| Deed Sale | May 28, 2015 · Amount on File |
| Prior Sale | Nov 13, 2001 · Amount on File |
| Deed Document Number | 2150503289 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 5485 OLSON RD, FERNDALE, WA 98248-9052 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2021 |
| Title Company | GUARDIAN ANGEL TITLE, GUARDIAN NORTHWEST TITLE |
| Name | Verified Name |
|---|
| Document Number | 20210702929 |
|---|---|
| Date | Jul 19, 2021 |
| Instrument | 2021-0702929 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 5485 Olson Rd was $5,769.
Source: Whatcom County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Ferndale School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,769.00 | $740,762 Land $335,542 Building $405,220 | $740,762 Land $335,542 Building $405,220 |
| 2022 | $676,330 Land $242,154 Building $434,176 | $676,330 Land $242,154 Building $434,176 | |
| 2021 | $4,584.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 5485 Olson Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5485 Olson Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of Washington |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures