5397 Olson Rd, Ferndale, WA 98248 Property Records

Whatcom County property record for 5397 Olson Rd, Ferndale, WA 98248

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,400 sqft · built 1971
Lot Size	5.42 acres (236,095 sqft)
Owner	Individual Name on Record
Last Sale	$1,055,000 (Jun 2022)
Tax Bill	$6,769 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Jun 2022 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`592501`

Property Details

APN / Parcel Number

Primary APN	`592501`
Alternative APNs	`390126 498113 0000` `88655` `51484`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,400 sqft Living Area
1st Floor Area	2,800 sqft
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1971
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	236,095 sqft (5.42 acres)
Garage Type	Attached
Garage Area	792 sqft
Parking Spaces	1 Parking Space
Deck Area	312 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	51484
Street Address	5397 OLSON RD
City	FERNDALE
State	WA
Zip	98248-9051
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	R5A
Legal Description	N 368 FT OF TR DAF-SE SE-EXC W 20 ACRES THEREOF-LESS RDS 07 SKYLINE S#2F910501V 44X27 (MH TE AF 20220402458)
Legal Range	01
Legal Township	39
Legal Section	26
Jurisdiction	WHATCOM WA
Township / Civil Division	FERNDALE
Census Block Group	2
Census Block	2038
Census Tract	10503

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	6397 OLSON RD, FERNDALE, WA 98248-9601
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
Jun 17, 2022	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Oct 23, 2017	Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2022 · Amount on Record
Deed Sale	Jun 17, 2022 · Amount on Record
Deed Document Number	2022-0602046
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	5397 OLSON RD, FERNDALE, WA 98248-9051
Transaction Type	Mortgage
Record Updated	Jun 30, 2023
Title Company	WHATCOM LAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000204899
Date	Feb 26, 2021
Instrument	2021-0204899

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Mar 1, 2041

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHATCOM WA
Recording Date	Jun 17, 2022
Property Address	5397 OLSON RD, FERNDALE, WA 98248-9051
Document Number	0000602046
Instrument Date	Jun 6, 2022
Instrument	2022-0602046
Transaction Type	Transfer
Record Updated	Jun 30, 2023
Title Company	CHICAGO TITLE COMPANY/WA, CHICAGO TITLE COMPANY OF WA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$17,884.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6397 OLSON RD, FERNDALE, WA 98248-9601

Mortgage

Document Number	0000602047
Date	Jun 17, 2022
Instrument	2022-0602047

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	5397 OLSON RD, FERNDALE, WA 98248-9051
Document Number	2171003504
Instrument Date	Oct 23, 2017
Transaction Type	Mortgage
Record Updated	Nov 28, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5397 OLSON RD FERNDALE WA 982489051, FERNDALE, WA 98248-9051

Mortgage

Document Number	2171003504
Date	Oct 30, 2017
Instrument	1003504

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 29, 2037

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Ferndale School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,769.00 (+65.83%)	$869,196 (+16.81%) Land $365,170 Building $504,026	$869,196 (+16.81%) Land $365,170 Building $504,026
2022		$744,125 Land $290,389 Building $453,736	$744,125 Land $290,389 Building $453,736
2021	$4,082.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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