5482 Werburgh St, Charlotte, NC 28209 Property Records

Mecklenburg County property record for 5482 Werburgh St, Charlotte, NC 28209

Property Summary

Property TypeTownhouse
Details2 bd · 4 ba · 1,896 sqft · built 2001
Lot Size0.026 acres (1,155 sqft)
OwnerIndividual Name on Record
Last Sale$376,000 (Mar 2022)
Tax Bill$3,602 (2023)
Deeds & MortgagesAug 2021 Mortgage
Mar 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN171-244-58

Property Details

APN / Parcel Number

Primary APN171-244-58

Interior

Bedrooms2 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Stories3 Stories
Building Area1,896 sqft Heated Area
Gross Area2,310 sqft
1st Floor Area524 sqft
Upper Floors Area770 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2001
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeSlab (Mat/Raft)
Roof MaterialAsphalt
Lot Area1,155 sqft (0.026 acres)
Garage Area246 sqft
Deck Area112 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number171-244-58
Street Address5482 WERBURGH ST
CityCHARLOTTE
StateNC
Zip28209-3688
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR-22MF
Legal DescriptionLC BLDG 10 M36-341
Legal SubdivisionMAGNOLIA PARK PH 01 MAP 02
Legal Block10
Legal Lot NumberC
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group1
Census Block1002
Census Tract3102

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address95337 MACKINAS CIR, FERNANDINA BEACH, FL 32034-5066
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 27, 2021Deed of Trust, Mortgage · Conventional Mortgage
WYNDHAM CAPITAL MORTGAGE INC
Mar 7, 2022Warranty Deed, Transfer · Conventional Mortgage
GUILD MORTGAGE CO
Mar 6, 2020Deed of Trust, Mortgage · FHA Mortgage
WYNDHAM CAPITAL MORTGAGE INC
May 24, 2019Warranty Deed, Transfer · FHA Mortgage
WYNDHAM CAPITAL MORTGAGE INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 7, 2022 · Amount on Record
Deed SaleMar 7, 2022 · Amount on Record
Prior SaleMay 24, 2019 · Amount on Record
Deed Document Number0003712981
Deed Book / Page37129 / 81
Record UpdatedJun 7, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address5482 WERBURGH ST, CHARLOTTE, NC 28209-3688
Transaction TypeMortgage
Record UpdatedMay 25, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000165136
DateAug 27, 2021
Book Page36460/238
Instrument2021165136
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
AddressCHARLOTTE, NC 28211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

March 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMar 7, 2022
Property Address5482 WERBURGH ST, CHARLOTTE, NC 28209-3688
Document Number0000035744
Book / Page37129 / 81
Map ReferenceMB 36 PG 341
Instrument DateMar 4, 2022
Instrument2022035744
Transaction TypeTransfer
Record UpdatedMay 25, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$752.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10223 HANOVER GLEN RD, CHARLOTTE, NC 28210-7745

Transferred To (Grantee/Buyer)

NameVerified Name
Address95337 MACKINAS CIR, FERNANDINA BEACH, FL 32034-5066

Mortgage

Document Number0000035745
DateMar 7, 2022
Instrument2022035745
Lender
NameGUILD MORTGAGE CO
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2052

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address5482 WERBURGH ST, CHARLOTTE, NC 28209-3688
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000032945
DateMar 6, 2020
Book Page34351/191
Instrument2020032945
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
AddressCHARLOTTE, NC 28211
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2050

May 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateMay 24, 2019
Property Address5482 WERBURGH ST, CHARLOTTE, NC 28209-3688
Document Number0000063520
Book / Page33535 / 424
Map ReferenceMB 36 PG 341
Instrument DateMay 24, 2019
Instrument2019063520
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$538.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5482 WERBURGH ST, CHARLOTTE, NC 28209-3688

Mortgage

Document Number0000063521
DateMay 24, 2019
Instrument2019063521
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2049

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims1 (1978)
Most Recent ClaimJul 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHARLOTTE WATER
serves 1,206,285 people · EPA ID NC0160010
Water SourceSurface water
Last State InspectionJul 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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