Mecklenburg County property record for 5474 Werburgh St, Charlotte, NC 28209
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 5 ba · 2,064 sqft · built 2001 |
| Lot Size | 0.027 acres (1,192 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (Mar 2007) |
| Tax Bill | $3,891 (2023) |
| Deeds & Mortgages | May 2020 Mortgage Feb 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 171-244-60 |
| Primary APN | 171-244-60 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Half Baths | 2 Half Baths |
| Stories | 3 Stories |
| Building Area | 2,064 sqft Heated Area |
| Gross Area | 2,310 sqft |
| 1st Floor Area | 524 sqft |
| Upper Floors Area | 770 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 1,192 sqft (0.027 acres) |
| Garage Area | 246 sqft |
| Deck Area | 112 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 171-244-60 |
|---|---|
| Street Address | 5474 WERBURGH ST |
| City | CHARLOTTE |
| State | NC |
| Zip | 28209-3688 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R-22MF |
| Legal Description | LE BLDG 10 M36-341 |
| Legal Subdivision | MAGNOLIA PARK |
| Legal Lot Number | E |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 3102 |
5474 Werburgh St, a townhouse, is owned and occupied by two individuals who acquired it in May 2020.
Source: Mecklenburg County records, as of May 24, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5474 WERBURGH ST, CHARLOTTE, NC 28209-3688 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 5, 2020 | Quit Claim Deed, Transfer USAA |
| Feb 8, 2019 | Deed of Trust, Mortgage · Conventional Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 5, 2007 · Amount on File |
| Deed Sale | Mar 5, 2007 · Amount on File |
| Prior Sale | Mar 5, 2007 · Amount on File |
| Deed Document Number | 0000044112 |
| Deed Book / Page | 21869 / 0776 |
| Last Transfer Date | May 5, 2020 |
| Transfer Doc | 0000063490 |
| Record Updated | Jun 7, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | May 5, 2020 |
| Property Address | 5474 WERBURGH ST, CHARLOTTE, NC 28209-3688 |
| Document Number | 0000063490 |
| Book / Page | 034543 / 000435 |
| Instrument Date | May 1, 2020 |
| Instrument | 63490 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 5474 WERBURGH ST CHARLOTTE NC 282093688, CHARLOTTE, NC 28209-3688 |
| Document Number | 63491 |
|---|---|
| Date | May 5, 2020 |
| Book Page | 034543/000438 |
| Instrument | 63491 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Amount | Amount on Record |
|---|---|
| Term | 240 Months |
| Due | May 4, 2040 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 5474 WERBURGH ST, CHARLOTTE, NC 28209-3688 |
| Document Number | 0000020445 |
| Instrument Date | Feb 8, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 13, 2019 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 5474 WERBURGH ST CHARLOTTE NC 282093688, CHARLOTTE, NC 28209-3688 |
| Document Number | 0000020445 |
|---|---|
| Date | Feb 25, 2019 |
| Book Page | 033305/000404 |
| Instrument | 20445 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Feb 24, 2039 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 5474 Werburgh St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (1978) |
| Most Recent Claim | Jul 1978 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 5474 Werburgh St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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