5481 Old Shipyard Ln, Gloucester, VA 23061 Property Records

Gloucester County property record for 5481 Old Shipyard Ln, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 4,807 sqft · built 2007
Lot Size	7.19 acres (313,632 sqft)
Owner	Company Name on File
Tax Bill	$7,410 (2025)
Deeds & Mortgages	Nov 2017 Refinance Feb 2018 Line of Credit + 1 more
Flood Zone	Zone AE (high risk)
APN	`41444`

Property Details

APN / Parcel Number

Primary APN	`41444`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	4,807 sqft Living Area
Gross Area	4,548 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Exterior Material	Wood
Foundation Type	Raised
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	313,632 sqft (7.19 acres)
Garage Area	432 sqft
Pool Type	Pool with Hot Tub/Spa
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	5481 OLD SHIPYARD LN
City	GLOUCESTER
State	VA
Zip	23061-4547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-2
Legal Description	SHIPYARD WILSON CREEK
Legal Subdivision	PLAT: PB1 154
Jurisdiction	GLOUCESTER VA
Township / Civil Division	YORK
Census Block Group	1
Census Block	1002
Census Tract	100400

Owner

Source: Gloucester County records · APN 41444

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	PO BOX 515, GLOUCESTER, VA 23061-0515
Owner Type	Company

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2017	Deed of Trust, Mortgage · Stand-Alone Refinance CHESAPEAKE BANK
Feb 01, 2018	Deed of Trust, Mortgage · Line of Credit CHESAPEAKE BANK
Dec 29, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance CHESAPEAKE BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jan 19, 2005
Transfer Doc	0050000410
Record Updated	Jun 08, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	5481 OLD SHIPYARD LN, GLOUCESTER, VA 23061-4547
Transaction Type	Mortgage
Record Updated	Sep 06, 2022
Title Company	THE CLOSING SHOP LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0170005530
Date	Nov 17, 2017
Instrument	170005530

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2047

Interest

Rate Type	Fixed Rate
Rate	4.25%

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	5481 OLD SHIPYARD LN, GLOUCESTER, VA 23061-4547
Transaction Type	Mortgage
Record Updated	Sep 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0180000480
Date	Feb 01, 2018
Instrument	180000480

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jan 09, 2028

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	5481 OLD SHIPYARD LN, GLOUCESTER, VA 23061-4547
Transaction Type	Mortgage
Record Updated	Sep 06, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200007275
Date	Dec 29, 2020
Instrument	200007275

Lender

Name	CHESAPEAKE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Interest

Rate Type	Fixed Rate
Rate	2.88%

Tax Assessment & Valuation

Source: Gloucester County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,410.00 (+5.23%)	$1,187,590 (-) Land $366,800 Building $820,790	$1,187,590 (-) Land $366,800 Building $820,790
2024	$7,042.00 (+2.5%)	$1,187,590 (+2.51%) Land $366,800 Building $820,790	$1,187,590 (+2.51%) Land $366,800 Building $820,790
2023	$6,870.00 (-1.31%)	$1,158,520 (+22.32%) Land $366,800 Building $791,720	$1,158,520 (+22.32%) Land $366,800 Building $791,720
2022	$6,961.00	$947,120 Land $322,650 Building $624,470	$947,120 Land $322,650 Building $624,470

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 20, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 252 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	252 in force
Nearby Flood Claims	137 (1991–2025)
Claims Outside the SFHA	3 of 137
Most Recent Claim	Oct 2025 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 7 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 9 claims Hurricane Isabel, Sep 2003 · 91 claims

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Based on FCC filings for 16 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

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