5470 Old Shipyard Ln, Gloucester, VA 23061 Property Records

Gloucester County property record for 5470 Old Shipyard Ln, Gloucester, VA 23061

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,466 sqft · built 1929
Lot Size	17.9 acres (782,338 sqft)
Owner	2 Individual Names on Record
Last Sale	$275,000 (Apr 2002)
Tax Bill	$3,017 (2025)
Deeds & Mortgages	Jan 2019 Mortgage Jan 2019 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`19515`

Property Details

APN / Parcel Number

Primary APN	`19515`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,466 sqft Living Area
Gross Area	1,456 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1929
Exterior Material	Wood Siding
Foundation Type	Raised
Roof Type	Gable
Roof Material	Metal
Lot Area	782,338 sqft (17.9 acres)
Garage Area	216 sqft
Porch	Enclosed Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	5470 OLD SHIPYARD LN
City	GLOUCESTER
State	VA
Zip	23061-4547
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-2
Legal Description	SHIPYARD WILSON CREEK
Legal Subdivision	PLAT: PB24 227
Jurisdiction	GLOUCESTER VA
Township / Civil Division	YORK
Census Block Group	1
Census Block	1002
Census Tract	100400

Owner

Source: Gloucester County records, as of October 24, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 515, GLOUCESTER, VA 23061-0515
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2019	Deed of Trust, Mortgage CHESAPEAKE BANK
Jan 14, 2019	Deed of Trust, Mortgage CHESAPEAKE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2002 · Amount on Record
Deed Sale	Apr 9, 2002 · Amount on Record
Deed Document Number	ID 022490
Record Updated	Jun 8, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	5470 OLD SHIPYARD LN, GLOUCESTER, VA 23061-4547
Transaction Type	Mortgage
Record Updated	Jun 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190000180
Date	Jan 14, 2019
Instrument	190000180

Lender

Name	CHESAPEAKE BANK

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER VA
Property Address	5470 OLD SHIPYARD LN, GLOUCESTER, VA 23061-4547
Transaction Type	Mortgage
Record Updated	Jun 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0190000179
Date	Jan 14, 2019
Instrument	190000179

Lender

Name	CHESAPEAKE BANK

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Gloucester County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Virginia
County	Gloucester County
Unified School District	Gloucester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,017.00 (+5.23%)	$483,530 (-) Land $398,460 Building $85,070	$483,530 (-) Land $398,460 Building $85,070
2024	$2,867.00	$483,530 (-) Land $398,460 Building $85,070	$483,530 (-) Land $398,460 Building $85,070
2023	$2,867.00 (-3.79%)	$483,530 (+19.25%) Land $398,460 Building $85,070	$483,530 (+19.25%) Land $398,460 Building $85,070
2022	$2,980.00	$405,460 Land $339,880 Building $65,580	$405,460 Land $339,880 Building $65,580

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 252 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	252 in force
Nearby Flood Claims	137 (1991–2025)
Claims Outside the SFHA	3 of 137
Most Recent Claim	Oct 2025 · river or lake flooding
Claims by Event	Hurricane Irene, Aug 2011 · 7 claims Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 9 claims Hurricane Isabel, Sep 2003 · 91 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

4G LTE only, no 5G reported

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