Osceola County property record for 5480 Silver Thistle Ln, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2010 |
| Square Footage | 2,398 sqft Heated Area |
| Lot Size | 6,403 sqft (0.146 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $384,000 (2023) |
| Tax Bill | $5,273.00 (2025) |
| Primary APN | 156104 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,398 sqft Heated Area |
| Gross Area | 2,890 sqft Gross Area |
| 1st Floor | 1,134 sqft 1st Floor |
| Upper Floors | 1,264 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2010 |
|---|---|
| Exterior Material | Stucco Exterior |
| Construction Type | Frame Construction |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,403 sqft (0.146 acres) |
| Depth X Width | 128 ft x 50 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 440 sqft Garage |
| Patio Area | 180 sqft Patio |
| Porch | Open Porch |
| Porch Area | 28 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 156104 |
|---|---|
| Street Address | 5480 SILVER THISTLE LN |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-6849 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | SOUTHERN PINES UNIT 3A PB 20 PG 31-36 LOT 306 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 23 |
| Legal Subdivision | SOUTHERN PINES |
| Legal Tract | 669 |
| Legal Block | 1 |
| Legal Lot Number | 306 |
| Legal Unit | 3A |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 43303 |
Source: Osceola County records · APN 156104
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 5480 SILVER THISTLE LN, SAINT CLOUD, FL 34772-6849 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 21, 2023 | Warranty Deed, Transfer · Conventional Mortgage NAVY FCU |
| Jan 24, 2017 | Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 21, 2023 · Amount on Record |
| Deed Sale | Jun 21, 2023 · Amount on Record |
| Prior Sale | Oct 13, 2010 · Amount on Record |
| Deed Doc Number | 2023080501 |
| Deed Book / Page | 6428 / 2153 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 21, 2023 |
| Property Address | 5480 SILVER THISTLE LN, SAINT CLOUD, FL 34772-6849 |
| Document Number | 0064282153 |
| Book / Page | 6428 / 2153 |
| Map Reference | MB 20 PG 31-36 |
| Instrument Date | Jun 16, 2023 |
| Instrument | 2023080501 |
| Transaction Type | Transfer |
| Record Updated | Jul 11, 2023 |
| Title Company | THE CLOSING BOUTIQUE LLC, THE CLOSING AGENT LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,688.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1195 MEADOW SPRING CT, KISSIMMEE, FL 34744-6030 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 5480 SILVER THISTLE LN, SAINT CLOUD, FL 34772-6849 |
| Document Number | 0064282155 |
|---|---|
| Date | Jun 21, 2023 |
| Instrument | 6428/2155 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 5480 SILVER THISTLE LN, SAINT CLOUD, FL 34772-6849 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | HOMETOWN TITLE GROUP INC |
| Name | Verified Name |
|---|
| Document Number | 0050900452 |
|---|---|
| Date | Jan 24, 2017 |
| Book Page | 5090/0452 |
| Instrument | 2017012581 |
| Name | SUNTRUST MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,273.00 (+127.68%) Homeowner's exemption | $337,500 (+97.62%) Land $75,000 Building $262,500 | $337,500 (+6.84%) Land $75,000 Building $262,500 |
| 2023 | $2,316.00 (+3.95%) Homeowner's exemption | $170,779 (+3%) | $315,900 (+3.03%) Land $60,000 Building $255,900 |
| 2022 | $2,228.00 Homeowner's exemption | $165,805 | $306,600 Land $55,000 Building $251,600 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 61% of the US · above 35% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 442 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures