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5460 Silver Thistle Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 5460 Silver Thistle Ln, Saint Cloud, FL 34772

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,854 sqft · built 2009
Lot Size0.147 acres (6,403 sqft)
Owner2 Individual Names on Record
Last Sale$68,600 (Jul 2017)
Tax Bill$2,055 (2025)
Deeds & MortgagesJul 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN23-26-30-0669-0001-3040

Property Details

APN / Parcel Number

Primary APN23-26-30-0669-0001-3040
Alternative APNs
  • 263023066900013040
  • 156102

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,854 sqft Living Area
Gross Area2,290 sqft
1st Floor Area1,854 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,403 sqft (0.147 acres)
Lot Dimensions128 ft deep x 50 ft wide
Garage TypeAttached
Garage Area400 sqft
Parking Spaces2 Parking Spaces
PorchFinished/Open Porch
Porch Area36 sqft
Patio Area200 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address5460 SILVER THISTLE LN
CitySAINT CLOUD
StateFL
Zip34772-6849
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeSPUD
Legal DescriptionSOUTHERN PINES UNIT 3A PB 20 PG 31-36 LOT 304
Legal Range30E
Legal Township26S
Legal Section23
Legal SubdivisionSOUTHERN PINES UNIT 3A
Legal Tract669
Legal Block3040
Legal Lot Number304
Legal Unit3A
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1000
Census Tract43303

Owner

Source: Osceola County records, as of November 26, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address5460 SILVER THISTLE LN, SAINT CLOUD, FL 34772-6849
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 3, 2017 · Amount on Record
Deed SaleJul 3, 2017 · Amount on Record
Prior SaleAug 19, 2009 · Amount on Record
Deed Document Number201796360
Deed Book / Page5172 / 2945
Prior Transfer DateJun 23, 2017
Prior Transfer Doc0051722945
Record UpdatedJun 8, 2026

July 2017: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionOSCEOLA FL
Recording DateJul 3, 2017
Property Address5460 SILVER THISTLE LN, SAINT CLOUD, FL 34772-6849
Document Number0051722945
Book / Page5172 / 2945
Map ReferenceMB20 PG31-36
Instrument DateJun 23, 2017
Instrument2017096360
Transaction TypeTransfer
Record UpdatedFeb 8, 2022
Title CompanyTITLE365

Transaction

AmountAmount Recorded
Tax$480.20
Amount AccuracyCalculated from Transfer Tax
Additional
  • Intrafamily Transfer
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address5460 SILVER THISTLE LN, SAINT CLOUD, FL 34772-6849

Mortgage

Document Number0051722948
DateJul 3, 2017
Instrument5172/2948
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2032

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,055.00 (+3.79%) Homeowner's exemption$157,722 (+5.99%)$300,600 (+7.2%) Land $75,000 Building $225,600
2024$1,980.00 (+3.07%)
2023$1,921.00 (+4.18%) Homeowner's exemption$148,813 (+3%)$280,400 (+3.13%) Land $60,000 Building $220,400
2022$1,844.00 Homeowner's exemption$144,479$271,900 Land $55,000 Building $216,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 133 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies133 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 61% of the US · lower than 65% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST. CLOUD, CITY OF (3 WPS)
serves 82,752 people · EPA ID FL3491373
Water SourceGroundwater
Last State InspectionJul 2025
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable		1,000 / 35
Starlink
Satellite		280 / 30

May also be available: CenturyLink, Xfinity.

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