Okaloosa County property record for 5480 Monterrey Rd, Crestview, FL 32539
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,119 sqft · built 1979 |
| Lot Size | 0.603 acres (26,258 sqft) |
| Owner | Individual Name on File |
| Last Sale | $300,000 (Mar 2025) |
| Tax Bill | $1,527 (2025) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-593-7405-8 |
| Primary APN | C56-000-593-7405-8 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,119 sqft Living Area |
| Gross Area | 2,609 sqft |
| 1st Floor Area | 2,119 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 26,258 sqft (0.603 acres) |
| Lot Width | 130 ft Width |
| Porch | Finished/Open Porch |
| Porch Area | 200 sqft |
| Patio Area | 390 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 5480 MONTERREY RD |
|---|---|
| City | CRESTVIEW |
| State | FL |
| Zip | 32539-7021 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 1796 FT N & 33 FT W OF SE COR OF E1/2 OF SW1/4 W200 FT N130 FT E200 FT S130 FT TO BEG |
| Legal Range | 23W |
| Legal Township | 03N |
| Legal Section | 10 |
| Legal Block | 6 |
| Legal Lot Number | 160 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | CRESTVIEW |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 20400 |
Source: Okaloosa County records · APN C56-000-593-7405-8
Assessment roll updated December 31, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5480 MONTERREY RD, CRESTVIEW, FL 32539-7021 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Jul 13, 2026 | Deed of Trust, Mortgage · VA Mortgage MID-CONTINENT INVTS/KS |
| Sep 17, 2018 | Deed of Trust, Mortgage · FHA Mortgage FIRST COMMUNITY MORTGAGE INC |
| Aug 17, 2020 | Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP |
| Dec 09, 2020 | Warranty Deed, Transfer · Conventional Mortgage INTERLINC MORTGAGE SERVICES LLC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 19, 2025 · Amount on Record |
| Deed Sale | Mar 19, 2025 · Amount on Record |
| Prior Sale | Dec 09, 2020 · Amount on Record |
| Deed Document Number | 20253743229 |
| Prior Transfer Date | Oct 03, 2007 |
| Prior Transfer Doc | 0028111027 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Jul 13, 2026 |
| Property Address | 5480 MONTERREY RD, CRESTVIEW, FL 32539-7021 |
| Document Number | 0003827466 |
| Instrument Date | Jul 08, 2026 |
| Instrument | 20263827466 |
| Transaction Type | Mortgage |
| Record Updated | Jul 23, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 5480 MONTERREY RD, CRESTVIEW, FL 32539-7021 |
| Document Number | 0003827466, |
|---|---|
| Date | Jul 13, 2026 |
| Instrument | 20263827466 |
| Name | MID-CONTINENT INVTS/KS |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2056 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 5480 MONTERREY RD, CRESTVIEW, FL 32539-7021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0033674044 |
|---|---|
| Date | Sep 17, 2018 |
| Book Page | 3367/4044 |
| Instrument | 3232700 |
| Name | FIRST COMMUNITY MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | MURFREESBORO, TN 37129 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Property Address | 5480 MONTERREY RD, CRESTVIEW, FL 32539-7021 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0034840537 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | 3484/537 |
| Instrument | 3382571 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Jul 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Dec 09, 2020 |
| Property Address | 5480 MONTERREY RD, CRESTVIEW, FL 32539-7021 |
| Document Number | 0035110683 |
| Book / Page | 3511 / 683 |
| Instrument Date | Dec 09, 2020 |
| Instrument | 3413688 |
| Transaction Type | Transfer |
| Record Updated | Jan 10, 2022 |
| Title Company | PRATT AYCOCK TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,539.30 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5480 MONTERREY RD, 5480, CRESTVIEW, FL 32539-7021 |
| Name | Verified Name |
|---|---|
| Address | 7617 CANTERWOOD DR SE, OLYMPIA, WA 98513-6517 |
| Document Number | 0003511685 |
|---|---|
| Date | Dec 09, 2020 |
| Instrument | 3511/685 |
| Name | INTERLINC MORTGAGE SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
Source: Okaloosa County records · Assessment roll updated December 31, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Unified School District | Okaloosa County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,527.00 (+6.63%) | $183,640 (+5.99%) | $241,991 (+4.3%) Land $33,585 Building $208,406 |
| 2023 | $1,432.00 (+2.65%) Homeowner's exemption | $173,267 (+3%) | $232,022 (+6.35%) Land $28,534 Building $203,488 |
| 2022 | $1,395.00 Homeowner's exemption | $168,220 | $218,161 Land $26,667 Building $191,494 |
Source: FEMA National Flood Hazard Layer as of March 8, 2021 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 8 in force |
| Wildfire Risk | Moderate above 42% of the US · lower than 86% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
May also be available: Verizon.
Based on FCC filings for 172 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | AUBURN WATER SYSTEM public/private · serves 22,903 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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