5474 Monterrey Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 5474 Monterrey Rd, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,460 sqft · built 1979
Lot Size	0.923 acres (40,232 sqft)
Owner	2 Individual Names on File
Last Sale	$245,000 (May 2018)
Tax Bill	$3,174 (2025)
Deeds & Mortgages	Jun 2021 Mortgage May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`C56-000-593-7404-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-593-7404-1`
Alternative APN	`10-3N-23-0000-0006-0150`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,460 sqft Heated Area
Gross Area	4,132 sqft
1st Floor Area	595 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1979
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	40,232 sqft (0.923 acres)
Lot Width	200 ft Width
Garage Type	Carport
Carport	Carport
Porch	Open Porch
Porch Area	702 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	5474 MONTERREY RD
City	CRESTVIEW
State	FL
Zip	32539-7021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BEG 1596 FT N & 33 FT W SE COR OF SW1/4 OF SW1/4 W200 FT N200 FT E200 FT S200 FT TO BEG
Legal Range	23
Legal Township	03N
Legal Section	10
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	3
Census Block	3000
Census Tract	20400

Owner

Source: Okaloosa County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	5474 MONTERREY RD, CRESTVIEW, FL 32539-7021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC
May 2, 2018	Warranty Deed, Transfer · Conventional with PMI PRIVATE INDIVIDUAL

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 2, 2018 · Amount on Record
Deed Sale	May 2, 2018 · Amount on Record
Deed Document Number	3204272
Deed Book / Page	3348 / 1235
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	5474 MONTERREY RD, CRESTVIEW, FL 32539-7021
Transaction Type	Mortgage
Record Updated	Jun 30, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5474 MONTERREY RD, CRESTVIEW, FL 32539-7021

Mortgage

Document Number	0035522792
Date	Jun 9, 2021
Book Page	3552/2792
Instrument	3462329

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 2, 2018
Property Address	5474 MONTERREY RD, CRESTVIEW, FL 32539-7021
Document Number	0033481235
Book / Page	003348 / 001235
Instrument Date	Apr 30, 2018
Instrument	3204272
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	OLD SOUTH LAND TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,715.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	5474 MONTERREY RD CRESTVIEW FL 325397021, CRESTVIEW, FL 32539-7021

Mortgage

Document Number	33481237
Date	May 2, 2018
Book Page	003348/001237
Instrument	3204273

Lender

Name	PRIVATE INDIVIDUAL
Type	Funding / Finance Company
Address	PENSACOLA, FL 32504

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2048

Tax Assessment & Valuation

Source: Okaloosa County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,174.00 (+3.42%)	$320,491 (-3.91%) Land $50,378 Building $270,113	$320,491 (-3.91%) Land $50,378 Building $270,113
2023	$3,069.00 (+6.12%)	$333,515 (+6.01%) Land $42,801 Building $290,714	$333,515 (+6.01%) Land $42,801 Building $290,714
2022	$2,892.00	$314,603 Land $40,001 Building $274,602	$314,603 Land $40,001 Building $274,602

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AUBURN WATER SYSTEM public/private · serves 22,903 people · EPA ID FL1460035
Water Source	Groundwater
Last State Inspection	Jun 2024
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100

May also be available: Verizon.

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