548 Willow Bend Dr, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 548 Willow Bend Dr, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,896 sqft · built 1989
Lot Size	0.244 acres (10,629 sqft)
Owner	Individual Name on File
Last Sale	$423,000 (Dec 2025)
Tax Bill	$3,848 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jan 2020 Mortgage + 2 more
APN	`0452001000570`

Property Details

APN / Parcel Number

Primary APN	`0452001000570`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,896 sqft Living Area
1st Floor Area	1,608 sqft
Attic	Attic
Attic Area	480 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,629 sqft (0.244 acres)
Lot Dimensions	124 ft deep x 85 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	49 sqft
Patio Area	98 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	548 WILLOW BEND DR
City	CHESAPEAKE
State	VA
Zip	23323-1064
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S: RESI
Legal Description	57 MILL CREEK SEC 3
Legal Subdivision	MILL CREEK
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3002
Census Tract	21301

Owner

548 Willow Bend Dr is owned and occupied by an individual who bought it in December 2025.

Source: Chesapeake City records, as of October 13, 2026

Owner of Record	Individual Name on File
Mailing Address	548 WILLOW BEND DR, CHESAPEAKE, VA 23323-1064
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2023	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Jan 23, 2020	Deed of Trust, Mortgage · VA Mortgage NAVY FEDERAL CREDIT UNION
Dec 29, 2025	Bargain and Sale Deed, Transfer · FHA Mortgage AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Sep 28, 2018	Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 29, 2025 · Amount on File
Deed Sale	Dec 29, 2025 · Amount on File
Prior Sale	Sep 28, 2018 · Amount on File
Deed Document Number	202530302
Deed Book / Page	10930 / 264
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	548 WILLOW BEND DR, CHESAPEAKE, VA 23323-1064
Transaction Type	Mortgage
Record Updated	Mar 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010689/798
Date	Aug 24, 2023
Book Page	10689/798
Instrument	230018004

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Aug 1, 2063

Interest

Rate Type	Adjustable Rate
Rate	9.5%

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	548 WILLOW BEND DR, CHESAPEAKE, VA 23323-1064
Transaction Type	Mortgage
Record Updated	Mar 6, 2026
Title Company	NAVY FEDERAL TITLE SERVICES, NAVY FEDERAL TITLE SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	010104/725
Date	Jan 23, 2020
Book Page	10104/725
Instrument	200002210

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

Interest

Rate Type	Fixed Rate

December 2025: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Dec 29, 2025
Property Address	548 WILLOW BEND DR, CHESAPEAKE, VA 23323-1064
Document Number	010930/264
Book / Page	10930 / 264
Map Reference	MB 82 PG 66
Instrument Date	Dec 16, 2025
Instrument	250030302
Transaction Type	Transfer
Record Updated	Mar 6, 2026
Title Company	RW TOWNE TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$423.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 WILLOW BEND DR, CHESAPEAKE, VA 23323-1064

Mortgage

Document Number	0250030303
Date	Dec 29, 2025
Instrument	250030303

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Mortgage

Document Number	010930/655
Date	Dec 30, 2025
Book Page	10930/655
Instrument	250030369

Lender

Name	AMERICAN NEIGHBORHOOD MTG ACCEPTANCE CO
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Sep 28, 2018
Property Address	548 WILLOW BEND DR, CHESAPEAKE, VA 23323-1064
Document Number	9955/1042
Book / Page	9955 / 1042
Instrument Date	Sep 26, 2018
Instrument	180025872
Transaction Type	Transfer
Record Updated	Sep 20, 2021
Title Company	ROCK TITLE INC, ROCKET TITLE INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 WILLOW BEND DR, CHESAPEAKE, VA 23323-1064

Mortgage

Document Number	180025873
Date	Sep 28, 2018
Instrument	180025873

Lender

Name	MOVEMENT MORTGAGE LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 548 Willow Bend Dr was $3,848, up 7.1% from the year before.

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$415,900 (+9.16%) Land $160,000 Building $255,900	$415,900 (+9.16%) Land $160,000 Building $255,900
2025	$3,848.00 (+7.13%)	$381,000 Land $150,000 Building $231,000	$381,000 Land $150,000 Building $231,000
2024	$3,592.00
2023		$341,100 (+5.93%) Land $130,000 Building $211,100	$341,100 (+5.93%) Land $130,000 Building $211,100
2022		$322,000 Land $120,000 Building $202,000	$322,000 Land $120,000 Building $202,000
2019	$2,679.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 548 Willow Bend Dr; there have been 9 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 73 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	73 in force
Nearby Flood Claims	9 (1999–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 548 Willow Bend Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

Nearby Properties on Willow Bend Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures