537 Willow Bend Dr, Chesapeake, VA 23323 Property Records

Chesapeake City property record for 537 Willow Bend Dr, Chesapeake, VA 23323

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,942 sqft · built 1989
Lot Size	0.23 acres (10,019 sqft)
Owner	Individual Name on Record
Last Sale	$205,000 (Oct 2013)
Tax Bill	$3,703 (2025)
Deeds & Mortgages	Apr 2007 Line of Credit Aug 2017 Second Mortgage + 3 more
APN	`0452001002010`

Property Details

APN / Parcel Number

Primary APN	`0452001002010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,942 sqft Living Area
1st Floor Area	1,664 sqft
Attic	Attic
Attic Area	464 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	125 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	464 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	49 sqft
Deck Area	464 sqft
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	537 WILLOW BEND DR
City	CHESAPEAKE
State	VA
Zip	23323-1067
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S: RESI
Legal Description	201 MILL CREEK SEC 3
Legal Subdivision	MILL CREEK
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	3
Census Block	3011
Census Tract	21301

Owner

Source: Chesapeake City records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1426 MONARCH REACH, CHESAPEAKE, VA 23320-6423
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2007	Deed of Trust, Mortgage · Line of Credit HOUSEHOLD REALTY CORPORAT
Aug 16, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Jul 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 16, 2017	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FEDERAL CREDIT UNION
Feb 24, 2005	Warranty Deed, Transfer · Conventional Mortgage WESTSTAR MTG INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2013 · Amount on Record
Deed Sale	Oct 10, 2013 · Amount on Record
Prior Sale	Aug 15, 2013 · Amount on Record
Deed Book / Page	9236 / 787
Prior Transfer Date	Aug 5, 2013
Prior Transfer Doc	9178/0684
Record Updated	Oct 29, 2026

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	537 WILLOW BEND DR, CHESAPEAKE, VA 23323-1067
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007049/262
Date	Apr 26, 2007
Book Page	7049/262

Lender

Name	HOUSEHOLD REALTY CORPORAT

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 17, 2037

Interest

Rate Type	Adjustable Rate

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	537 WILLOW BEND DR, CHESAPEAKE, VA 23323-1067
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	009822/993
Date	Aug 16, 2017
Book Page	9822/993
Instrument	170022400

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2032

Interest

Rate Type	Fixed Rate

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	537 WILLOW BEND DR, CHESAPEAKE, VA 23323-1067
Transaction Type	Mortgage
Record Updated	May 7, 2026
Title Company	NEW WORLD TITLE AND ESCROW LLC, NEW WORLD TITLE & ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1426 MONARCH REACH, CHESAPEAKE, VA 23320-6423

Mortgage

Document Number	10872/1405
Date	Jul 14, 2025
Book Page	10872/1405
Instrument	250015340

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	537 WILLOW BEND DR, CHESAPEAKE, VA 23323-1067
Transaction Type	Mortgage
Record Updated	Aug 30, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 170022400
Date	Aug 16, 2017
Book Page	9822/993
Instrument	170022400

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2032

Interest

Rate Type	Fixed Rate

February 2005: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Feb 24, 2005
Property Address	537 WILLOW BEND DR, CHESAPEAKE, VA 23323-1067
Document Number	005856/185
Book / Page	5856 / 185
Instrument Date	Jan 18, 2005
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005856187
Date	Feb 24, 2005
Instrument	5856/187

Lender

Name	WESTSTAR MTG INC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$381,600 (+4.09%) Land $160,000 Building $221,600	$381,600 (+4.09%) Land $160,000 Building $221,600
2025	$3,703.00 (+36.24%)	$366,600 (+6.02%) Land $150,000 Building $216,600	$366,600 (+6.02%) Land $150,000 Building $216,600
2023		$345,800 (+5.88%) Land $130,000 Building $215,800	$345,800 (+5.88%) Land $130,000 Building $215,800
2022		$326,600 Land $120,000 Building $206,600	$326,600 Land $120,000 Building $206,600
2019	$2,718.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 73 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	73 in force
Nearby Flood Claims	9 (1999–2024)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Aug 2024 · other causes
Claims by Event	Hurricane Matthew, Oct 2016 · 2 claims Hurricane Isabel, Sep 2003 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber	980 / 880

May also be available: T-Mobile.

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