548 Wade Bare Rd, Jefferson, NC 28640 Property Records

Ashe County property record for 548 Wade Bare Rd, Jefferson, NC 28640

Property Summary

Property TypeCommercial
Lot Size1.44 acres (62,901 sqft)
OwnerCompany Name on Record
Tax Bill$605 (2025)
Deeds & MortgagesOct 2017 Mortgage
Dec 2018 Sale
Flood ZoneZone X (minimal risk)
APN09302-057

Property Details

APN / Parcel Number

Primary APN09302-057
Alternative APN
  • 101415

Exterior

Lot Area62,901 sqft (1.44 acres)
Garage Area4,000 sqft

Location & Zoning

Account Number101415
Street Address548 WADE BARE RD
CityJEFFERSON
StateNC
Zip28640-7201
Property CategoryCommercial
Property TypeCommercial > Retail
Legal Description1.444 A ( 00 DIGITIZED PER MAPPING)( 03 ADJ BY 2
JurisdictionASHE NC
Township / Civil DivisionJEFFERSON
Census Block Group3
Census Block3010
Census Tract970502

Owner

Source: Ashe County records, as of May 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing AddressPO BOX 200, WEST JEFFERSON, NC 28694-0200
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Oct 4, 2017Deed of Trust, Mortgage
FIRST CITIZENS BANK & TRUST CO
Dec 3, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateNov 14, 2018
Transfer Doc0000005341
Record UpdatedJun 8, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHE NC
Property Address548 WADE BARE RD, JEFFERSON, NC 28640-7201
Transaction TypeMortgage
Record UpdatedAug 18, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00484/2273
DateOct 4, 2017
Book Page0484/2273
Instrument04422
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
AmountAmount Recorded

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionASHE NC
Recording DateDec 3, 2018
Property Address548 WADE BARE RD, JEFFERSON, NC 28640-7201
Document Number00496/1761
Book / Page496 / 1761
Instrument DateNov 14, 2018
Instrument5341
Transaction TypeTransfer
Record UpdatedAug 18, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 200, WEST JEFFERSON, NC 28694-0200

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyAshe County
Unified School DistrictAshe County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$605.00 (+6.33%)$120,300 (-) Land $43,300 Building $77,000$120,300 (-) Land $43,300 Building $77,000
2023$569.00 (+2.71%)$120,300 (+16.91%) Land $43,300 Building $77,000$120,300 (+16.91%) Land $43,300 Building $77,000
2022$554.00$102,900 Land $36,100 Building $66,800$102,900 Land $36,100 Building $66,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims4 (2024)
Most Recent ClaimSep 2024 · Tropical Storm Helene
Claims by Event
  • Tropical Storm Helene, Sep 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 62% of the US · above 54% of North Carolina
Wildfire Likelihood0.07% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Skyline Telephone
Fiber
2,000 / 2,000
Optimum
Cable
940 / 35

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