Ashe County property record for 442 Wade Bare Rd, Jefferson, NC 28640
| Property Type | Single Family Home |
|---|---|
| Details | 2,718 sqft · built 1992 |
| Lot Size | 0.932 acres (40,598 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,255 (2026) |
| Deeds & Mortgages | Apr 2021 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09302-370 |
| Primary APN | 09302-370 |
|---|---|
| Alternative APNs |
|
| Plumbing Fixtures | 10 Plumbing Fixtures |
|---|---|
| Building Area | 2,718 sqft Heated Area |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Contemporary |
| Lot Area | 40,598 sqft (0.932 acres) |
| Cooling System | Central |
|---|
| Account Number | 95351 |
|---|---|
| Old Parcel Number | 09302370 |
| Street Address | 442 WADE BARE RD |
| City | JEFFERSON |
| State | NC |
| Zip | 28640-7200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | .932 A FROM ROBERT O JONES NCSR 1580 |
| Legal Subdivision | JEFFERSON TOWNSHIP |
| Jurisdiction | ASHE NC |
| Township / Civil Division | JEFFERSON |
| Census Block Group | 3 |
| Census Block | 3010 |
| Census Tract | 970502 |
Source: Ashe County records, as of September 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 442 WADE BARE RD, JEFFERSON, NC 28640-7200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 5, 2021 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC |
| Mar 19, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS INC |
| Feb 16, 2017 | Warranty Deed, Transfer · Conventional Mortgage QUICKEN LOANS INC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 442 WADE BARE RD, JEFFERSON, NC 28640-7200 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Title Company | AMROCK INC, AMROCK |
| Name | Verified Name |
|---|
| Document Number | 00525/1403 |
|---|---|
| Date | Apr 5, 2021 |
| Book Page | 525/1403 |
| Instrument | 1948 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 1, 2041 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHE NC |
| Property Address | 442 WADE BARE RD, JEFFERSON, NC 28640-7200 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2023 |
| Name | Verified Name |
|---|
| Document Number | 00510/1256 |
|---|---|
| Date | Mar 19, 2020 |
| Book Page | 510/1256 |
| Instrument | 1317 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Apr 1, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ASHE NC |
| Recording Date | Feb 16, 2017 |
| Property Address | 442 WADE BARE RD, JEFFERSON, NC 28640-7200 |
| Document Number | 00478/0672 |
| Book / Page | 0478 / 0672 |
| Instrument Date | Feb 9, 2017 |
| Instrument | 00663 |
| Transaction Type | Transfer |
| Record Updated | Aug 22, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8411 NC HIGHWAY 16 S, WEST JEFFERSON, NC 28694-7241 |
| Document Number | 00478/0674 |
|---|---|
| Date | Feb 16, 2017 |
| Book Page | 0478/0674 |
| Instrument | 00664 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2047 |
Source: Ashe County assessment roll, as of September 3, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Ashe County |
| Unified School District | Ashe County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,255.00 | $448,400 (-) Land $19,800 Building $428,600 | $448,400 (-) Land $19,800 Building $428,600 |
| 2025 | $2,255.00 (+6.37%) | $448,400 (-) Land $19,800 Building $428,600 | $448,400 (-) Land $19,800 Building $428,600 |
| 2023 | $2,120.00 (+29.03%) | $448,400 (+61.82%) Land $19,800 Building $428,600 | $448,400 (+61.82%) Land $19,800 Building $428,600 |
| 2022 | $1,643.00 | $277,100 Land $20,000 Building $257,100 | $277,100 Land $20,000 Building $257,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (2024) |
| Most Recent Claim | Sep 2024 · Tropical Storm Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Skyline Telephone Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
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