548 Summit Ave, Westfield, NJ 07090 Property Records

Union County and Westfield Town property record for 548 Summit Ave, Westfield, NJ 07090

Property Summary

Property Type	Single Family Home
Details	1,615 sqft · built 1925
Lot Size	0.118 acres (5,149 sqft)
Owner	2 Individual Names on File
Last Sale	$560,000 (May 2007)
Tax Bill	$11,602 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`20-03003-0000-00028`

Property Details

APN / Parcel Number

Primary APN	`20-03003-0000-00028`
Alternative APNs	`2000607000000020` `200300300028`

Interior

Stories	2 Stories
Building Area	1,615 sqft Living Area

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Architectural Style	Colonial
Exterior Material	Stucco
Lot Area	5,149 sqft (0.118 acres)
Lot Dimensions	103 ft deep x 50 ft wide
Garage Type	Detached

Location & Zoning

Old Parcel Number	2000607000000020
Street Address	548 SUMMIT AVE
City	WESTFIELD
State	NJ
Zip	07090-3200
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	3003
Legal Lot Number	28
Jurisdiction	UNION NJ
Township / Civil Division	WESTFIELD
Census Block Group	3
Census Block	3006
Census Tract	36700

Owner

Source: Union County and Westfield Town records · APN 20-03003-0000-00028

Assessment roll updated July 8, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	548 SUMMIT AVE, WESTFIELD, NJ 07090-3200
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 29, 2007 · Amount on Record
Deed Sale	May 29, 2007 · Amount on Record
Prior Sale	Sep 16, 2002 · Amount on Record
Deed Document Number	2007184000
Deed Book / Page	5651 / 393
Last Transfer Date	Jan 22, 2009
Transfer Doc	0057490741
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	548 SUMMIT AVE, WESTFIELD, NJ 07090-3200
Transaction Type	Mortgage
Record Updated	Oct 20, 2025
Title Company	TITLE 365, TITLE365

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0149802354
Date	Jun 03, 2021
Book Page	14980/2354
Instrument	13689

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	May 22, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Union County and Westfield Town records · Assessment roll updated July 8, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Westfield Town
Unified School District	Westfield Town School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$506,200 (-) Land $256,400 Building $249,800	$506,200 (-) Land $256,400 Building $249,800
2025	$11,602.00 (+1.77%)	$506,200 (-) Land $256,400 Building $249,800	$506,200 (-) Land $256,400 Building $249,800
2024	$11,400.00 (+4.27%)
2023		$506,200 Land $256,400 Building $249,800	$506,200 Land $256,400 Building $249,800
2022	$10,933.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 24, 2020 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2023)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2023 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 95% of the US · lower than 87% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
AT&T Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 499 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NJ AMERICAN WATER - RARITAN private · serves 615,430 people
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.