Union County and Westfield Town property record for 538 Summit Ave, Westfield, NJ 07090
| Property Type | Single Family Home |
|---|---|
| Details | 1,428 sqft · built 1922 |
| Lot Size | 0.138 acres (5,998 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $676,000 (Sep 2024) |
| Tax Bill | $9,879 (2025) |
| Deeds & Mortgages | Dec 2025 Mortgage Sep 2024 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-03003-0000-00026 |
| Primary APN | 20-03003-0000-00026 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,428 sqft Living Area |
| Year Built | Built 1922 |
|---|---|
| Effective Year Built | Effective 1922 |
| Architectural Style | Colonial |
| Exterior Material | Stucco |
| Lot Area | 5,998 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Garage Type | Detached |
| Old Parcel Number | 2000607000000018 |
|---|---|
| Street Address | 538 SUMMIT AVE |
| City | WESTFIELD |
| State | NJ |
| Zip | 07090-3200 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Block | 3003 |
| Legal Lot Number | 26 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | WESTFIELD |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 36700 |
Source: Union County and Westfield Town records, as of July 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 538 SUMMIT AVE, WESTFIELD, NJ 07090-3200 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Dec 16, 2025 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK |
| Sep 12, 2024 | Deed, Transfer · Conventional Mortgage MUTUAL OF OMAHA MORTGAGE INC |
| Apr 26, 2024 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 12, 2024 · Amount on Record |
| Deed Sale | Sep 12, 2024 · Amount on Record |
| Deed Document Number | 202440540 |
| Deed Book / Page | 6556 / 2908 |
| Prior Transfer Date | Apr 25, 2024 |
| Prior Transfer Doc | 0065430327 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NJ |
| Property Address | 538 SUMMIT AVE, WESTFIELD, NJ 07090-3200 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2026 |
| Title Company | SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC |
| Name | Verified Name |
|---|---|
| Address | 538 SUMMIT AVE, WESTFIELD, NJ 07090-3200 |
| Document Number | 0157342696 |
|---|---|
| Date | Dec 16, 2025 |
| Book Page | 15734/2696 |
| Instrument | 86398 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSONVILLE, FL 32246 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Document Type | Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Sep 12, 2024 |
| Property Address | 538 SUMMIT AVE, WESTFIELD, NJ 07090-3200 |
| Document Number | 0065562908 |
| Book / Page | 6556 / 2908 |
| Instrument Date | Jul 25, 2024 |
| Instrument | 40540 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Title Company | REALSAFE TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,990.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 644 RED MAPLE RD, MIDDLETOWN, DE 19709-8682 |
| Name | Verified Name |
|---|---|
| Address | 538 SUMMIT AVE, WESTFIELD, NJ 07090-3200 |
| Document Number | 0000068835 |
|---|---|
| Date | Sep 12, 2024 |
| Instrument | 68835 |
| Name | MUTUAL OF OMAHA MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Apr 26, 2024 |
| Property Address | 538 SUMMIT AVE, WESTFIELD, NJ 07090-3200 |
| Document Number | 0065430327 |
| Book / Page | 6543 / 327 |
| Instrument Date | Apr 25, 2024 |
| Instrument | 37301 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 538 SUMMIT AVE, WESTFIELD, NJ 07090-3200 |
| Name | Verified Name |
|---|---|
| Relationship | Irrevocable Trust |
| Address | 538 SUMMIT AVE, WESTFIELD, NJ 07090-3200 |
Source: Union County and Westfield Town assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Westfield Town |
| Unified School District | Westfield Town School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $476,400 (+10.53%) Land $256,400 Building $220,000 | $476,400 (+10.53%) Land $256,400 Building $220,000 | |
| 2025 | $9,879.00 (+1.78%) | $431,000 (-) Land $256,400 Building $174,600 | $431,000 (-) Land $256,400 Building $174,600 |
| 2024 | $9,706.00 (+7.14%) | ||
| 2023 | $431,000 Land $256,400 Building $174,600 | $431,000 Land $256,400 Building $174,600 | |
| 2022 | $9,059.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2023) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - RARITAN private · serves 615,430 people · EPA ID NJ2004002 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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