548 Serpentine Dr, Del Mar, CA 92014 Property Records

San Diego County property record for 548 Serpentine Dr, Del Mar, CA 92014

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,175 sqft · built 1975
Lot Size	0.239 acres (10,400 sqft)
Owner	Company Name on Record
Last Sale	$950,000 (May 2002)
Tax Bill	$17,635 (2025)
Deeds & Mortgages	Aug 2017 Line of Credit Jun 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`299-261-08-00`

Property Details

APN / Parcel Number

Primary APN	`299-261-08-00`
Alternative APN	`2992600700`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,175 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Roof Material	Tar & Gravel
Lot Area	10,400 sqft (0.239 acres)
View / Lot	Ocean
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	2992600700
Street Address	548 SERPENTINE DR
City	DEL MAR
State	CA
Zip	92014-2441
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	BLK 12 LOT D TR 001285
Legal Subdivision	ARDEN HEIGHTS
Legal Tract	001285
Legal Block	12
Legal Lot Number	D
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1012
Census Tract	17202

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	548 SERPENTINE DR, DEL MAR, CA 92014-2441
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jun 8, 2017	Deed of Trust, Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 13, 2002 · Amount on Record
Deed Sale	May 13, 2002 · Amount on Record
Deed Document Number	2002403959
Last Transfer Date	Feb 25, 2004
Transfer Doc	0000167144
Record Updated	Oct 29, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	548 SERPENTINE DR, DEL MAR, CA 92014-2441
Document Number	0000405454
Instrument Date	Aug 24, 2017
Transaction Type	Mortgage
Record Updated	Aug 24, 2018
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	548 SERPENTINE DR DEL MAR CA 920142441, DEL MAR, CA 92014-2441

Mortgage

Document Number	0000405454
Date	Sep 5, 2017
Instrument	405454

Lender

Name	BANK OF AMERICA
Type	Bank
Address	TAMPA, FL 33634

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	548 SERPENTINE DR, DEL MAR, CA 92014-2441
Document Number	0000265260
Instrument Date	Jun 8, 2017
Transaction Type	Mortgage
Record Updated	Jun 20, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	548 SERPENTINE DR DEL MAR CA 920142441, DEL MAR, CA 92014-2441

Mortgage

Document Number	0000265260
Date	Jun 14, 2017
Instrument	265260

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 13, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Del Mar City
Elementary School District	Del Mar Union Elementary School District (KG - 06)
Secondary School District	San Dieguito Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,689,186 (+2%) Land $1,295,030 Building $394,156
2025	$17,635.00 (+4.34%) Homeowner's exemption	$1,656,066 (+4.04%) Land $1,269,638 Building $386,428
2023	$16,902.00 (+1.64%) Homeowner's exemption	$1,591,761 Land $1,220,338 Building $371,423
2022	$16,630.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 individual policies
Nearby Flood Policies	105 units insured incl. 56 condo units
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Feb 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DEL MAR serves 3,950 people · EPA ID CA3710004
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	1 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 35

May also be available: San Diego Broadband, T-Mobile, Verizon.

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